29 Oak Tree Rise, Merthyr Tydfil, CF47 0SN
Estimate of £266k for this detached house. 166 sales in CF47 in the last 12 months; median £137k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£205,995
- SDLT standard£1,620
- SDLT BTL surcharge (5%)£10,300
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£220,015
Funding
- Deposit (25%)£51,499
- Mortgage (75% LTV)£154,496
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£65,519
Monthly Returns
- Monthly Rent (estimate)£1,150
- Mortgage Payment (IO)-£676
- Management (10%)-£115
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£259
Capital Returns
- 5yr Property Value£268,335
- 5yr Capital Gain (5.43% pa, historical)+£62,340
- 5yr Cumulative Rent (net)+£58,640
- Less mortgage interest-£40,560
- 5yr Total Return+£80,420
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £217,181 | £62,684 | +£3,108 | +£14,294 | 21.8% |
| Year 2 | £228,973 | £74,477 | +£6,468 | +£29,446 | 44.9% |
| Year 3 | £241,407 | £86,910 | +£10,074 | +£45,485 | 69.4% |
| Year 4 | £254,515 | £100,019 | +£13,942 | +£62,462 | 95.3% |
| Year 5 | £268,335 | £113,839 | +£18,080 | +£80,420 | 122.7% |
Modelled on the live asking price. Capital growth 5.43% a year is the CF47 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£65,519).
Price Forecast
No forecast available.