298 Hubert Road, Birmingham, B29 6EP

UPRN:100070412826Terrace Property5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Valuation estimateUpdated 2 days ago

£375,000

Estimated value

Range: £357k - £394k|Last sold: £68k (2002-03-26)

Estimate of £375k for this terrace property. 250 sales in B29 in the last 12 months; median £256k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£375k

£357k - £394k - High confidence

Annualised (CAGR)

+4.49%

Over the full window

Peak estimate

£413k

Feb 2025

From peak

-9.20%

Drawdown from peak

AVM estimate (model)Repeat-sales index - B29 district (quarterly)index YoY +6.52%

Growth by window

-5.06%

-3.60%

12m

-4.34%

24m

-6.72%

60m

+19.05%

Rental Market

Monthly

Estimated rent (pcm)

£2,250

/ month

Gross yield

7.20%

Rent ÷ estimated value

Net yield

4.98%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£256k

B29 sales, last 12 months

12m Price Growth

B29 median, Land Registry

Days on Market

112d

B29 average

Sales & Yield

3 metrics

Transactions / 12m

250

B29 sales

Area Gross Yield

3.72%

B29 medians

Last Sold

£68k

2002-03-26

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£375,000
SDLT standard£8,750
SDLT BTL surcharge (5%)£18,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£404,600

Funding

Deposit (25%)£93,750
Mortgage (75% LTV)£281,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£123,350

Monthly Returns

Monthly Rent (estimate)£2,250
Mortgage Payment (IO)-£1,230
Management (10%)-£225
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow+£695

Capital Returns

5yr Property Value£427,808
5yr Capital Gain (2.67% pa, historical)+£52,808
5yr Cumulative Rent (net)+£120,445
Less mortgage interest-£73,800
5yr Total Return+£99,453

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£385,012	£103,762	+£8,340	+£18,352	14.9%
Year 2	£395,292	£114,042	+£17,160	+£37,452	30.4%
Year 3	£405,847	£124,597	+£26,483	+£57,329	46.5%
Year 4	£416,683	£135,433	+£36,307	+£77,990	63.2%
Year 5	£427,808	£146,558	+£46,645	+£99,453	80.6%

Modelled on the estimated value: the property is not on the market. Capital growth 2.67% a year is the B29 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£123,350).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,434

Population

Signal

2.3%

Households Deprived

Upside Opportunities

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