8 LUMLEY STREET
Recent sale
£80k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
2A Lumley Street, Barrow-in-Furness, LA14 2EQ
UPRN:36013547Flat/MaisonetteBeds -Built 1900-1929
Tenure: -Council Tax: Band AEPC: E (39)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:55:53.157560+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T11:08:13.598553+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-09-06T16:32:37.982054+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£43,000
Estimated value
Range: £35k - £52k|Last sold: -- (-)
Estimate of £43k for this flat/maisonette. 560 sales in LA14 in the last 12 months; median £130k.
Estimate confidence
Low confidence
Value History
Current estimate
£43k
£35k - £52k - Low confidence
Annualised (CAGR)
+1.97%
Over the full window
Peak estimate
£49k
Mar 2025
From peak
-12.24%
Drawdown from peak
AVM estimate (model)Repeat-sales index - LA14 district (quarterly)index YoY +8.33%
Growth by window
3m
-4.44%
6m
-4.44%
12m
-12.24%
24m
-4.44%
60m
+2.38%
Rental Market
Estimated rent (pcm)
£250
/ month
Gross yield
2.86%
Rent ÷ asking price
Net yield
1.97%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£130k
LA14 sales, last 12 months
12m Price Growth
-
LA14 median, Land Registry
Days on Market
86d
LA14 average
Sales & Yield
3 metricsTransactions / 12m
560
LA14 sales
Area Gross Yield
4.29%
LA14 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£105,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£112,350
Funding
- Deposit (25%)£26,250
- Mortgage (75% LTV)£78,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£33,600
Monthly Returns
- Monthly Rent (estimate)£250
- Mortgage Payment (IO)-£345
- Management (10%)-£25
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)-£220
Capital Returns
- 5yr Property Value£113,729
- 5yr Capital Gain (1.61% pa, historical)+£8,729
- 5yr Cumulative Rent (net, before lease costs)+£8,040
- Less mortgage interest-£20,700
- 5yr Total Return (before lease costs)-£3,931
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £106,690 | £27,940 | -£2,640 | -£950 | -2.8% |
| Year 2 | £108,408 | £29,658 | -£5,232 | -£1,824 | -5.4% |
| Year 3 | £110,154 | £31,404 | -£7,763 | -£2,609 | -7.8% |
| Year 4 | £111,927 | £33,177 | -£10,243 | -£3,316 | -9.9% |
| Year 5 | £113,729 | £34,979 | -£12,660 | -£3,931 | -11.7% |
Modelled on the live asking price. Capital growth 1.61% a year is the LA14 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£33,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
16 LUMLEY STREET
Recent sale
£80k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
4 LUMLEY STREET
Recent sale
£78k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
4 LUMLEY STREET
Recent sale
£68k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,988
Median earnings (local authority)
Signal
1,452
Population
Signal
15.0%
Households Deprived