Recent sale
45 BEDFORD ROAD
£340k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
3 Bedford Road, Manchester, M16 0JB
UPRN:100011647368Semi-Detached House4 bedsBuilt 1930-1949
LeaseholdCouncil Tax: -EPC: D (67)AI-Powered Intelligence
Data freshness:EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 9 days ago
£451,000
Estimated value
Range: £428k - £473k|Last sold: £326k (2021-02-05)
Estimate of £451k for semi-detached houses in Manchester. 270 transactions in the last 12 months; median £293k.
AI Confidence
-
High confidence
Value History
Current estimate
£451k
£428k - £473k - High confidence
Annualised (CAGR)
+5.20%
Over the full window
Peak estimate
£451k
Aug 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - M16 district (quarterly)index YoY +17.43%
Growth by window
3m
+2.50%
6m
+6.37%
12m
+5.13%
24m
+15.64%
60m
+25.98%
Rental Market
Estimated rent (pcm)
£2,400
/ month
Gross yield
4.29%
Net yield
3.82%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£293k
4-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
38d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£451,000
- SDLT standard£12,550
- SDLT BTL surcharge (5%)£22,550
- Legal + Survey£15,000
- Refurb (light)£31,570
- Total All-In Cost£532,670
Funding
- Deposit (25%)£112,750
- Mortgage (75% LTV)£338,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£194,420
Monthly Returns
- Monthly Rent (est)£2,400
- Mortgage Payment (IO)-£1,480
- Management (10%)-£240
- Insurance-£120
- Maintenance-£188
- Monthly Cashflow+£372
Capital Returns
- 5yr Property Value£615,881
- 5yr Capital Gain (6.43% pa)+£164,881
- 5yr Cumulative Rent (net)+£111,120
- Less mortgage interest-£88,800
- 5yr Total Return+£187,201
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £479,999 | £141,749 | +£4,464 | +£33,463 | 17.2% |
| Year 2 | £510,863 | £172,613 | +£8,928 | +£68,791 | 35.4% |
| Year 3 | £543,712 | £205,462 | +£13,392 | +£106,104 | 54.6% |
| Year 4 | £578,672 | £240,422 | +£17,856 | +£145,528 | 74.9% |
| Year 5 | £615,881 | £277,631 | +£22,320 | +£187,201 | 96.3% |
Assumes 6.43% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£194,420).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
59 BEDFORD ROAD
£360k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
15 BEDFORD ROAD
£325k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
31 BEDFORD ROAD
£345k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£31,516
Median Income
Signal
1,791
Population
Signal
2.6 / 100
Deprivation