3 Grosvenor Road, St. Helens, WA10 3HX

UPRN:39025484Mid Terrace House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: E (43)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£447,000

£424k - £469kHigh

Estimate

£447k

Range

£424k – £469k

Rent Estimate (pcm)

£3,000

£3k - £3kMedium

Monthly

£3,000

Yield

4.54%

AI Verdict

Derived from HomePortfolio scores

AI summary

3 Grosvenor Road earns a INVESTIGATE rating with HP Score 74/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (59/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

74/ 100

High

Investment Score

60/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

59/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,850-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £1,756/mo
Cash on cash: 70.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 9.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£447,000

Rent Estimate (pcm)£3,000

Gross Yield4.54%

1y Growth-

3y Growth+4.6%

5y Growth+4.3%

10y Growth+3.1%

Last Sold Price£177,000 (2016-04-06)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA10 3HX

Approval Rate

-12mo

Development

low

C/2026/0135/CON
Discharge of condition 4 (material details), condition 5 (air conditioning) and condition 6 (bat and bird boxes) on approval of P/2026/0155/FUL.
Pending
P/2026/0474/LBC
Listed building consent to replace degraded dry edge on gable ends of Annexe roof with PVCu continuous edge.
Pending
C/2026/0131/CON
Discharge of conditions 10 (Construction Demolition Method Statement), 23 (RAMs), 25 (Plant Method Statement) and 38 (Development Funding) on approval P/2025/0540/S73.
Pending

View Planning Timeline

Ownership

Corporate Ownership49.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-04-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£28,468

Population Density1,318 /km²

Owner Occupied72%

Age Distribution

0-15 13%16-64 64%65+ 23%

View Area Profile

Schools Nearby

Carmel College
0.4 mi
-
St Teresa's Catholic Primary School, Devon Street
0.6 mi
Report card2025
Ofsted no longer awards a single overall grade.
De La Salle School
0.7 mi
Requires improvement
Eccleston Mere Primary School
0.7 mi
Report card2025
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

1B Grosvenor Road
-
£510k
-
Olive Mount, 2 Grosvenor Road
-
£100k
-
Olive Mount, 2 Grosvenor Road
-
£100k
-
1 Grosvenor Road
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN