3 Manor Road, Great Holland, Frinton-on-Sea, CO13 0JT
Estimate of £504k for this detached house. 211 sales in CO13 in the last 12 months; median £318k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£650,000
- SDLT standard£22,500
- SDLT BTL surcharge (5%)£32,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£707,100
Funding
- Deposit (25%)£162,500
- Mortgage (75% LTV)£487,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£219,600
Monthly Returns
- Monthly Rent (estimate)£2,050
- Mortgage Payment (IO)-£2,133
- Management (10%)-£205
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£388
Capital Returns
- 5yr Property Value£656,199
- 5yr Capital Gain (0.19% pa, historical)+£6,199
- 5yr Cumulative Rent (net)+£109,215
- Less mortgage interest-£127,980
- 5yr Total Return-£12,566
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £651,235 | £163,735 | -£4,656 | -£3,421 | -1.6% |
| Year 2 | £652,472 | £164,972 | -£8,868 | -£6,396 | -2.9% |
| Year 3 | £653,712 | £166,212 | -£12,626 | -£8,914 | -4.1% |
| Year 4 | £654,954 | £167,454 | -£15,932 | -£10,978 | -5.0% |
| Year 5 | £656,199 | £168,699 | -£18,765 | -£12,566 | -5.7% |
Modelled on the live asking price. Capital growth 0.19% a year is the CO13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£219,600).
Price Forecast
No forecast available.