3 Stable Close, Rode, Frome, BA11 6AU
Estimate of £796k for this detached house. 431 sales in BA11 in the last 12 months; median £320k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£799,995
- SDLT standard£30,000
- SDLT BTL surcharge (5%)£40,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£872,095
Funding
- Deposit (25%)£199,999
- Mortgage (75% LTV)£599,996
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£272,099
Monthly Returns
- Monthly Rent (estimate)£2,450
- Mortgage Payment (IO)-£2,625
- Management (10%)-£245
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£520
Capital Returns
- 5yr Property Value£799,995
- 5yr Capital Gain (0.00% pa, historical)+£0
- 5yr Cumulative Rent (net)+£131,699
- Less mortgage interest-£157,500
- 5yr Total Return-£25,801
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £799,995 | £199,999 | -£6,240 | -£6,240 | -2.3% |
| Year 2 | £799,995 | £199,999 | -£11,952 | -£11,952 | -4.4% |
| Year 3 | £799,995 | £199,999 | -£17,124 | -£17,124 | -6.3% |
| Year 4 | £799,995 | £199,999 | -£21,745 | -£21,745 | -8.0% |
| Year 5 | £799,995 | £199,999 | -£25,801 | -£25,801 | -9.5% |
Modelled on the live asking price. Capital growth 0.00% a year is the BA11 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£272,099).
Price Forecast
No forecast available.