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  3. UPRN 200001025412
  4. Valuation & Market

3 The Orchard, Main Street, Thorganby, York, YO19 6DB

UPRN:200001025412Semi-Detached Bungalow bedsBuilt 1950-1966
-Council Tax: -EPC: D (62)AI-Powered Intelligence
Data freshness:●Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)●EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)●Crime· 4mo agoCrime: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)●Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£534,000
Estimated value
Range: £428k - £641k|Last sold: -- (-)

Estimate of £534k for semi-detached bungalows in York. 128 transactions in the last 12 months; median £362k.

AI Confidence
-
Low confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£534k
£428k - £641k - Low confidence
Annualised (CAGR)
+10.10%
Over the full window
Peak estimate
£539k
Mar 2026
From peak
-0.93%
Drawdown from peak
£547k£482k£417k£351k£286k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - YO19 district (quarterly)index YoY +4.59%
Growth by window
3m
+0.38%
6m
+37.98%
12m
+36.92%
24m
+40.16%
60m
+62.80%

Rental Market

Monthly
Estimated rent (pcm)
£2,050
/ month
Gross yield
-
Net yield
3.86%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
---
Avg Area Price
£362k
--bed Semi-Detached Bungalow
12m Price Growth
-
vs UK avg
Days on Market
112d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£534,000
  • SDLT standard£16,700
  • SDLT BTL surcharge (5%)£26,700
  • Legal + Survey£15,000
  • Refurb (light)£37,380
  • Total All-In Cost£629,780

Funding

  • Deposit (25%)£133,500
  • Mortgage (75% LTV)£400,500
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£229,280

Monthly Returns

  • Monthly Rent (est)£2,050
  • Mortgage Payment (IO)-£1,752
  • Management (10%)-£205
  • Insurance-£128
  • Maintenance-£223
  • Monthly Cashflow-£258

Capital Returns

  • 5yr Property Value£569,905
  • 5yr Capital Gain (1.31% pa)+£35,905
  • 5yr Cumulative Rent (net)+£89,640
  • Less mortgage interest-£105,120
  • 5yr Total Return+£20,425

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£540,995£140,495-£3,096+£3,8991.7%
Year 2£548,082£147,582-£6,192+£7,8903.4%
Year 3£555,262£154,762-£9,288+£11,9745.2%
Year 4£562,536£162,036-£12,384+£16,1527.0%
Year 5£569,905£169,405-£15,480+£20,4258.9%

Assumes 1.31% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£229,280).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: GLEBE HOUSE MAIN STREET
    Recent sale

    GLEBE HOUSE MAIN STREET

    £715k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: TAMARISK MAIN STREET
    Recent sale

    TAMARISK MAIN STREET

    £975k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: OLD VICARAGE MAIN STREET
    Recent sale

    OLD VICARAGE MAIN STREET

    £620k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: OLD VICARAGE MAIN STREET
    Recent sale

    OLD VICARAGE MAIN STREET

    £330k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £29,288
    Median Income
    Signal
    1,971
    Population
    Signal
    0.7 / 100
    Deprivation

    Upside Opportunities

    0 levers