43 ALBANY STREET
Recent sale
£205k
Sale price
£/sqft
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Rent pcm
-
Yield
-
30 Albany Street, Hull, HU3 1PL
UPRN:21003262Mid Terrace House4 bedsBuilt before 1900
FreeholdCouncil Tax: Band BEPC: D (58)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:39:48.789763+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£150,000
Estimated value
Range: £142k - £157k|Last sold: £25k (2001-09-07)
Estimate of £150k for this mid terrace house. 255 sales in HU3 in the last 12 months; median £108k.
Estimate confidence
High confidence
Value History
Current estimate
£150k
£142k - £157k - High confidence
Annualised (CAGR)
+2.54%
Over the full window
Peak estimate
£159k
Jul 2025
From peak
-5.66%
Drawdown from peak
AVM estimate (model)Repeat-sales index - HU3 district (quarterly)index YoY +8.89%
Growth by window
3m
-3.85%
6m
-1.96%
12m
-1.96%
24m
-1.32%
60m
+20.00%
Rental Market
Estimated rent (pcm)
£1,150
/ month
Gross yield
9.20%
Rent ÷ asking price
Net yield
6.37%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£108k
HU3 sales, last 12 months
12m Price Growth
+4.8%
HU3 median, Land Registry
Days on Market
95d
HU3 average
Sales & Yield
3 metricsTransactions / 12m
255
HU3 sales
Area Gross Yield
5.95%
HU3 medians
Last Sold
£25k
2001-09-07
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£150,000
- SDLT standard£500
- SDLT BTL surcharge (5%)£7,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£160,100
Funding
- Deposit (25%)£37,500
- Mortgage (75% LTV)£112,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£47,600
Monthly Returns
- Monthly Rent (estimate)£1,150
- Mortgage Payment (IO)-£492
- Management (10%)-£115
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£443
Capital Returns
- 5yr Property Value£179,968
- 5yr Capital Gain (3.71% pa, historical)+£29,968
- 5yr Cumulative Rent (net)+£58,640
- Less mortgage interest-£29,520
- 5yr Total Return+£59,087
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £155,565 | £43,065 | +£5,316 | +£10,881 | 22.9% |
| Year 2 | £161,336 | £48,836 | +£10,884 | +£22,220 | 46.7% |
| Year 3 | £167,322 | £54,822 | +£16,698 | +£34,020 | 71.5% |
| Year 4 | £173,530 | £61,030 | +£22,774 | +£46,304 | 97.3% |
| Year 5 | £179,968 | £67,468 | +£29,120 | +£59,087 | 124.1% |
Modelled on the live asking price. Capital growth 3.71% a year is the HU3 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£47,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
38 ALBANY STREET
Recent sale
£152k
Sale price
£/sqft
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Rent pcm
-
Yield
-
41 ALBANY STREET
Recent sale
£140k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
29 ALBANY STREET
Recent sale
£150k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,309
Median earnings (local authority)
Signal
1,667
Population
Signal
8.6%
Households Deprived