31 Craufurd Rise, Maidenhead, SL6 7LR
Estimate of £298k for this flat/maisonette. 761 sales in SL6 in the last 12 months; median £500k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£300,000
- SDLT standard£5,000
- SDLT BTL surcharge (5%)£15,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£322,100
Funding
- Deposit (25%)£75,000
- Mortgage (75% LTV)£225,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£97,100
Monthly Returns
- Monthly Rent (estimate)£1,300
- Mortgage Payment (IO)-£984
- Management (10%)-£130
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£86
Capital Returns
- 5yr Property Value£319,225
- 5yr Capital Gain (1.25% pa, historical)+£19,225
- 5yr Cumulative Rent (net, before lease costs)+£67,059
- Less mortgage interest-£59,040
- 5yr Total Return (before lease costs)+£27,244
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £303,750 | £78,750 | +£1,032 | +£4,782 | 4.9% |
| Year 2 | £307,547 | £82,547 | +£2,340 | +£9,887 | 10.2% |
| Year 3 | £311,391 | £86,391 | +£3,942 | +£15,333 | 15.8% |
| Year 4 | £315,284 | £90,284 | +£5,833 | +£21,117 | 21.7% |
| Year 5 | £319,225 | £94,225 | +£8,019 | +£27,244 | 28.1% |
Modelled on the live asking price. Capital growth 1.25% a year is the SL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£97,100).
Price Forecast
No forecast available.