31 Latimer Gardens, Birmingham, B15 2HQ
UPRN:100070429587Flat/Maisonette bedsBuilt 1976-1982
-Council Tax: -EPC: D (68)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 4d ago (2026-08-18T16:25:42.643770+00:00)Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-07-10T09:10:42.890208+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 2 days ago
£134,000
Estimated value
Range: £107k - £161k|Last sold: -- (-)
Estimate of £134k for flat/maisonettes in Birmingham. 105 transactions in the last 12 months; median £268k.
AI Confidence
-
Low confidence
Value History
Current estimate
£134k
£107k - £161k - Low confidence
Annualised (CAGR)
-4.59%
Over the full window
Peak estimate
£194k
Aug 2022
From peak
-30.93%
Drawdown from peak
AVM estimate (model)Repeat-sales index - B15 district (quarterly)index YoY -5.56%
Growth by window
3m
+20.72%
6m
+20.72%
12m
+12.61%
24m
+14.53%
60m
-18.29%
Rental Market
Estimated rent (pcm)
£750
/ month
Gross yield
6.00%
Net yield
768.52%
Vacancy trend
12-month change
Tenant profile
Market Metrics
--/
Avg Area Price
£268k
--bed Flat/Maisonette
12m Price Growth
-
vs UK avg
Days on Market
63d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£134,000
- SDLT standard£180
- SDLT BTL surcharge (5%)£6,700
- Legal + Survey£15,000
- Refurb (light)£9,380
- Total All-In Cost£165,260
Funding
- Deposit (25%)£33,500
- Mortgage (75% LTV)£100,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£64,760
Monthly Returns
- Monthly Rent (est)£750
- Mortgage Payment (IO)-£440
- Management (10%)-£75
- Insurance-£88
- Maintenance-£56
- Monthly Cashflow+£91
Capital Returns
- 5yr Property Value£130,355
- 5yr Capital Gain (-0.55% pa)+£-3,645
- 5yr Cumulative Rent (net)+£31,860
- Less mortgage interest-£26,400
- 5yr Total Return+£1,815
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £133,263 | £32,763 | +£1,092 | +£355 | 0.5% |
| Year 2 | £132,530 | £32,030 | +£2,184 | +£714 | 1.1% |
| Year 3 | £131,801 | £31,301 | +£3,276 | +£1,077 | 1.7% |
| Year 4 | £131,076 | £30,576 | +£4,368 | +£1,444 | 2.2% |
| Year 5 | £130,355 | £29,855 | +£5,460 | +£1,815 | 2.8% |
Assumes -0.55% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£64,760).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Area Economic Intelligence
Signal
£33,374
Median Income
Signal
2,431
Population
Signal
7.2 / 100
Deprivation