31 Trewyn Park, Holsworthy, EX22 6LS
Estimate of £423k for this detached house. 118 sales in EX22 in the last 12 months; median £290k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£395,000
- SDLT standard£9,750
- SDLT BTL surcharge (5%)£19,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£426,600
Funding
- Deposit (25%)£98,750
- Mortgage (75% LTV)£296,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£130,350
Monthly Returns
- Monthly Rent (estimate)£1,350
- Mortgage Payment (IO)-£1,296
- Management (10%)-£135
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£181
Capital Returns
- 5yr Property Value£380,025
- 5yr Capital Gain (-0.77% pa, historical)-£14,975
- 5yr Cumulative Rent (net)+£69,881
- Less mortgage interest-£77,760
- 5yr Total Return-£22,854
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £391,958 | £95,708 | -£2,172 | -£5,214 | -4.0% |
| Year 2 | £388,940 | £92,690 | -£4,056 | -£10,116 | -7.8% |
| Year 3 | £385,946 | £89,696 | -£5,634 | -£14,688 | -11.3% |
| Year 4 | £382,974 | £86,724 | -£6,910 | -£18,936 | -14.5% |
| Year 5 | £380,025 | £83,775 | -£7,879 | -£22,854 | -17.5% |
Modelled on the live asking price. Capital growth -0.77% a year is the EX22 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£130,350).
Price Forecast
No forecast available.