Recent sale
19 LOWTHER CRESCENT
£160k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
32 Lowther Crescent, St. Helens, WA10 3PW
UPRN:39084099Detached House3 bedsBuilt -
FreeholdCouncil Tax: -EPC: C (72)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-08-13T09:14:26.906708+00:00)EPC· 1mo agoEPC: ageing, refreshed 1mo ago (2026-08-21T11:09:20.360218+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£318,000
Estimated value
Range: £286k - £350k|Last sold: £171k (2006-08-02)
Estimate of £318k for detached houses in St. Helens. 492 transactions in the last 12 months; median £158k.
AI Confidence
-
Medium confidence
Value History
Current estimate
£318k
£286k - £350k - Medium confidence
Annualised (CAGR)
+11.34%
Over the full window
Peak estimate
£318k
Jul 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - WA10 district (quarterly)index YoY +8.69%
Growth by window
3m
+1.27%
6m
+7.80%
12m
+13.17%
24m
+12.37%
60m
+70.05%
Rental Market
Estimated rent (pcm)
£1,450
/ month
Gross yield
4.54%
Net yield
4.95%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£158k
3-bed Detached House
12m Price Growth
-50.6%
vs UK avg
Days on Market
74d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£318,000
- SDLT standard£5,900
- SDLT BTL surcharge (5%)£15,900
- Legal + Survey£15,000
- Refurb (light)£22,260
- Total All-In Cost£377,060
Funding
- Deposit (25%)£79,500
- Mortgage (75% LTV)£238,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£138,560
Monthly Returns
- Monthly Rent (est)£1,450
- Mortgage Payment (IO)-£1,043
- Management (10%)-£145
- Insurance-£107
- Maintenance-£133
- Monthly Cashflow+£22
Capital Returns
- 5yr Property Value£393,450
- 5yr Capital Gain (4.35% pa)+£75,450
- 5yr Cumulative Rent (net)+£63,900
- Less mortgage interest-£62,580
- 5yr Total Return+£76,770
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £331,833 | £93,333 | +£264 | +£14,097 | 10.2% |
| Year 2 | £346,268 | £107,768 | +£528 | +£28,796 | 20.8% |
| Year 3 | £361,330 | £122,830 | +£792 | +£44,122 | 31.8% |
| Year 4 | £377,048 | £138,548 | +£1,056 | +£60,104 | 43.4% |
| Year 5 | £393,450 | £154,950 | +£1,320 | +£76,770 | 55.4% |
Assumes 4.35% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£138,560).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
29 LOWTHER CRESCENT
£165k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
66 LOWTHER CRESCENT
£75k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
84 LOWTHER CRESCENT
£85k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,468
Median Income
Signal
1,599
Population
Signal
8.7 / 100
Deprivation