32 Markfield Road, Bootle, L20 5DU
Estimate of £150k for this end terrace house. 321 sales in L20 in the last 12 months; median £120k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£125,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£6,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£133,350
Funding
- Deposit (25%)£31,250
- Mortgage (75% LTV)£93,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£39,600
Monthly Returns
- Monthly Rent (estimate)£1,250
- Mortgage Payment (IO)-£410
- Management (10%)-£125
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£615
Capital Returns
- 5yr Property Value£166,648
- 5yr Capital Gain (5.92% pa, historical)+£41,648
- 5yr Cumulative Rent (net)+£64,249
- Less mortgage interest-£24,600
- 5yr Total Return+£81,297
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £132,400 | £38,650 | +£7,380 | +£14,780 | 37.3% |
| Year 2 | £140,238 | £46,488 | +£15,024 | +£30,262 | 76.4% |
| Year 3 | £148,540 | £54,790 | +£22,950 | +£46,490 | 117.4% |
| Year 4 | £157,334 | £63,584 | +£31,152 | +£63,486 | 160.3% |
| Year 5 | £166,648 | £72,898 | +£39,649 | +£81,297 | 205.3% |
Modelled on the live asking price. Capital growth 5.92% a year is the L20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£39,600).
Price Forecast
No forecast available.