321 Sandy Lane, Droylsden, Manchester, M43 7JU

UPRN:100011605397Detached House3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band CEPC: D (55)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£339,000

Estimated value

Range: £322k - £355k|Last sold: £142k (2011-03-22)

Estimate of £339k for this detached house. 223 sales in M43 in the last 12 months; median £220k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£339k

£322k - £355k - High confidence

Annualised (CAGR)

+3.90%

Over the full window

Peak estimate

£350k

Jul 2025

From peak

-3.14%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M43 district (quarterly)index YoY -3.51%

Growth by window

+1.80%

-2.59%

12m

+0.00%

24m

+3.67%

60m

+14.14%

Rental Market

Monthly

Estimated rent (pcm)

£1,350

/ month

Gross yield

4.84%

Rent ÷ asking price

Net yield

3.35%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£220k

M43 sales, last 12 months

12m Price Growth

M43 median, Land Registry

Days on Market

76d

M43 average

Sales & Yield

3 metrics

Transactions / 12m

223

M43 sales

Area Gross Yield

12.91%

M43 medians

Last Sold

£142k

2011-03-22

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£335,000
SDLT standard£6,750
SDLT BTL surcharge (5%)£16,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£360,600

Funding

Deposit (25%)£83,750
Mortgage (75% LTV)£251,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£109,350

Monthly Returns

Monthly Rent (estimate)£1,350
Mortgage Payment (IO)-£1,099
Management (10%)-£135
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£16

Capital Returns

5yr Property Value£454,899
5yr Capital Gain (6.31% pa, historical)+£119,899
5yr Cumulative Rent (net, before lease costs)+£69,881
Less mortgage interest-£65,940
5yr Total Return (before lease costs)+£123,841

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£356,138	£104,888	+£192	+£21,330	19.5%
Year 2	£378,611	£127,361	+£672	+£44,283	40.5%
Year 3	£402,501	£151,251	+£1,458	+£68,960	63.1%
Year 4	£427,899	£176,649	+£2,546	+£95,445	87.3%
Year 5	£454,899	£203,649	+£3,941	+£123,841	113.3%

Modelled on the live asking price. Capital growth 6.31% a year is the M43 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£109,350).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,372

Population

Signal

0.6%

Households Deprived

Upside Opportunities

0 levers