326 Leeds Road, Scholes, Leeds, LS15 4DD
Estimate of £356k for this semi-detached property. 374 sales in LS15 in the last 12 months; median £261k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£330,000
- SDLT standard£6,500
- SDLT BTL surcharge (5%)£16,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£355,100
Funding
- Deposit (25%)£82,500
- Mortgage (75% LTV)£247,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£107,600
Monthly Returns
- Monthly Rent (estimate)£1,650
- Mortgage Payment (IO)-£1,083
- Management (10%)-£165
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£302
Capital Returns
- 5yr Property Value£368,113
- 5yr Capital Gain (2.21% pa, historical)+£38,113
- 5yr Cumulative Rent (net)+£86,732
- Less mortgage interest-£64,980
- 5yr Total Return+£59,865
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £337,293 | £89,793 | +£3,624 | +£10,917 | 10.1% |
| Year 2 | £344,747 | £97,247 | +£7,608 | +£22,355 | 20.8% |
| Year 3 | £352,366 | £104,866 | +£11,948 | +£34,314 | 31.9% |
| Year 4 | £360,153 | £112,653 | +£16,664 | +£46,817 | 43.5% |
| Year 5 | £368,113 | £120,613 | +£21,752 | +£59,865 | 55.6% |
Modelled on the live asking price. Capital growth 2.21% a year is the LS15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£107,600).
Price Forecast
No forecast available.