
Derived from HomePortfolio scores
33 Carpenter Road earns a AVOID rating with HP Score 78/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (66/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Inspected after Ofsted withdrew the single overall grade.
2 of 4 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Why this could be an opportunity
Fewer independent sources agree, or a component could not be scored.
claims [AVM +22.6% (HIGH)] → consensus +22.6% → credited 3.0% after backtest shrinkage; single-source claim - capped pending corroboration
gross yield 5.6%; range width penalty ×0.75
1 price cut(s), 94 days on market; calibration: cuts mark staleness, credited as negotiation context only
105 sales/12mo in area; valuation range width 10%
4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.
What happens to your money
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
At the asking price
Evidenced range £4,150-£5,200
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Where every number comes from
What could kill this deal
Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 4700/mo (range 4150-5200)
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.