25A RADFORD BANK
Recent sale
£155k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
33 Radford Bank, Stafford, ST17 4PJ
UPRN:200001321637Semi-Detached House4 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band EEPC: D (65)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-21T04:00:02.931607+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:55:29.980264+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 6d ago (2026-10-17T11:20:03.253738+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£567,000
Estimated value
Range: £539k - £595k|Last sold: £330k (2012-11-30)
Estimate of £567k for this semi-detached house. 375 sales in ST17 in the last 12 months; median £235k.
Estimate confidence
High confidence
Value History
Current estimate
£567k
£539k - £595k - High confidence
Annualised (CAGR)
+5.21%
Over the full window
Peak estimate
£585k
Aug 2026
From peak
-3.08%
Drawdown from peak
AVM estimate (model)Repeat-sales index - ST17 district (quarterly)index YoY +3.78%
Growth by window
3m
-0.35%
6m
+1.25%
12m
+5.98%
24m
-0.87%
60m
+29.45%
Rental Market
Estimated rent (pcm)
£2,800
/ month
Gross yield
5.60%
Rent ÷ asking price
Net yield
3.88%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£235k
ST17 sales, last 12 months
12m Price Growth
-
ST17 median, Land Registry
Days on Market
66d
ST17 average
Sales & Yield
3 metricsTransactions / 12m
375
ST17 sales
Area Gross Yield
5.43%
ST17 medians
Last Sold
£330k
2012-11-30
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£599,950
- SDLT standard£19,998
- SDLT BTL surcharge (5%)£29,998
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£652,046
Funding
- Deposit (25%)£149,988
- Mortgage (75% LTV)£449,962
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£202,084
Monthly Returns
- Monthly Rent (estimate)£2,800
- Mortgage Payment (IO)-£1,969
- Management (10%)-£280
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£451
Capital Returns
- 5yr Property Value£662,069
- 5yr Capital Gain (1.99% pa, historical)+£62,119
- 5yr Cumulative Rent (net)+£151,372
- Less mortgage interest-£118,140
- 5yr Total Return+£95,350
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £611,889 | £161,927 | +£5,412 | +£17,351 | 8.6% |
| Year 2 | £624,066 | £174,103 | +£11,424 | +£35,540 | 17.6% |
| Year 3 | £636,485 | £186,522 | +£18,061 | +£54,596 | 27.0% |
| Year 4 | £649,151 | £199,188 | +£25,326 | +£74,527 | 36.9% |
| Year 5 | £662,069 | £212,106 | +£33,232 | +£95,350 | 47.2% |
Modelled on the live asking price. Capital growth 1.99% a year is the ST17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£202,084).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
27 RADFORD BANK
Recent sale
£376k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
43 RADFORD BANK
Recent sale
£298k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
25 RADFORD BANK
Recent sale
£225k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,872
Median earnings (local authority)
Signal
1,578
Population
Signal
0.6%
Households Deprived