33 Willow Rise, Roughwood Drive, Liverpool, L33 8WZ
Estimate of £51k for this purpose built flat. 136 sales in L33 in the last 12 months; median £170k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£5,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£7,100
Funding
- Deposit (25%)£1,250
- Mortgage (75% LTV)£3,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£3,350
Monthly Returns
- Monthly Rent (estimate)£400
- Mortgage Payment (IO)-£16
- Management (10%)-£40
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£244
Capital Returns
- 5yr Property Value£6,967
- 5yr Capital Gain (6.86% pa, historical)+£1,967
- 5yr Cumulative Rent (net, before lease costs)+£16,483
- Less mortgage interest-£960
- 5yr Total Return (before lease costs)+£17,490
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £5,343 | £1,593 | +£2,928 | +£3,271 | 97.6% |
| Year 2 | £5,710 | £1,960 | +£5,940 | +£6,650 | 198.5% |
| Year 3 | £6,101 | £2,351 | +£9,038 | +£10,139 | 302.7% |
| Year 4 | £6,520 | £2,770 | +£12,236 | +£13,755 | 410.6% |
| Year 5 | £6,967 | £3,217 | +£15,523 | +£17,490 | 522.1% |
Modelled on the live asking price. Capital growth 6.86% a year is the L33 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£3,350).
Price Forecast
No forecast available.