34 Alverley Lane, Doncaster, DN4 9AR
Estimate of £286k for this detached house. 676 sales in DN4 in the last 12 months; median £165k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£287,995
- SDLT standard£4,400
- SDLT BTL surcharge (5%)£14,400
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£308,895
Funding
- Deposit (25%)£71,999
- Mortgage (75% LTV)£215,996
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£92,899
Monthly Returns
- Monthly Rent (estimate)£1,450
- Mortgage Payment (IO)-£945
- Management (10%)-£145
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£260
Capital Returns
- 5yr Property Value£316,725
- 5yr Capital Gain (1.92% pa, historical)+£28,730
- 5yr Cumulative Rent (net)+£75,490
- Less mortgage interest-£56,700
- 5yr Total Return+£47,520
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £293,525 | £77,528 | +£3,120 | +£8,650 | 9.3% |
| Year 2 | £299,160 | £83,164 | +£6,552 | +£17,717 | 19.1% |
| Year 3 | £304,904 | £88,908 | +£10,303 | +£27,212 | 29.3% |
| Year 4 | £310,758 | £94,762 | +£14,380 | +£37,143 | 40.0% |
| Year 5 | £316,725 | £100,729 | +£18,790 | +£47,520 | 51.2% |
Modelled on the live asking price. Capital growth 1.92% a year is the DN4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£92,899).
Price Forecast
No forecast available.