34 Beech Road, Callington, PL17 7JA
Estimate of £252k for this semi-detached house. 122 sales in PL17 in the last 12 months; median £261k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£235,000
- SDLT standard£2,200
- SDLT BTL surcharge (5%)£11,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£251,050
Funding
- Deposit (25%)£58,750
- Mortgage (75% LTV)£176,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£74,800
Monthly Returns
- Monthly Rent (estimate)£1,000
- Mortgage Payment (IO)-£771
- Management (10%)-£100
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£29
Capital Returns
- 5yr Property Value£236,177
- 5yr Capital Gain (0.10% pa, historical)+£1,177
- 5yr Cumulative Rent (net)+£50,208
- Less mortgage interest-£46,260
- 5yr Total Return+£5,126
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £235,235 | £58,985 | +£348 | +£583 | 0.8% |
| Year 2 | £235,470 | £59,220 | +£912 | +£1,382 | 1.8% |
| Year 3 | £235,706 | £59,456 | +£1,697 | +£2,403 | 3.2% |
| Year 4 | £235,941 | £59,691 | +£2,707 | +£3,649 | 4.9% |
| Year 5 | £236,177 | £59,927 | +£3,948 | +£5,126 | 6.9% |
Modelled on the live asking price. Capital growth 0.10% a year is the PL17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£74,800).
Price Forecast
No forecast available.