32 RAMSGATE ROAD
Recent sale
£94k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
34 Ramsgate Road, Sunderland, SR5 5PD
UPRN:45127894-Beds -Built 1930-1949
Tenure: -Council Tax: Band AEPC: D (67)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:55:00.533578+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£114,000
Estimated value
Range: £92k - £137k|Last sold: -- (-)
Estimate of £114k for this property. 286 sales in SR5 in the last 12 months; median £114k.
Estimate confidence
Low confidence
Value History
Current estimate
£114k
£92k - £137k - Low confidence
Annualised (CAGR)
+4.94%
Over the full window
Peak estimate
£115k
Apr 2026
From peak
-0.87%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SR5 district (quarterly)index YoY +4.97%
Growth by window
3m
+2.70%
6m
-0.87%
12m
+4.59%
24m
+7.55%
60m
+16.33%
Rental Market
Estimated rent (pcm)
£850
/ month
Gross yield
7.85%
Rent ÷ asking price
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£114k
SR5 sales, last 12 months
12m Price Growth
-
SR5 median, Land Registry
Days on Market
74d
SR5 average
Sales & Yield
3 metricsTransactions / 12m
286
SR5 sales
Area Gross Yield
6.94%
SR5 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£129,950
- SDLT standard£99
- SDLT BTL surcharge (5%)£6,498
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£138,647
Funding
- Deposit (25%)£32,488
- Mortgage (75% LTV)£97,462
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£41,184
Monthly Returns
- Monthly Rent (estimate)£850
- Mortgage Payment (IO)-£426
- Management (10%)-£85
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£239
Capital Returns
- 5yr Property Value£164,672
- 5yr Capital Gain (4.85% pa, historical)+£34,722
- 5yr Cumulative Rent (net, before lease costs)+£41,777
- Less mortgage interest-£25,560
- 5yr Total Return (before lease costs)+£50,939
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £136,253 | £38,790 | +£2,868 | +£9,171 | 22.3% |
| Year 2 | £142,861 | £45,398 | +£5,916 | +£18,827 | 45.7% |
| Year 3 | £149,790 | £52,327 | +£9,160 | +£29,000 | 70.4% |
| Year 4 | £157,054 | £59,592 | +£12,592 | +£39,697 | 96.4% |
| Year 5 | £164,672 | £67,209 | +£16,217 | +£50,939 | 123.7% |
Modelled on the live asking price. Capital growth 4.85% a year is the SR5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£41,184).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
42 RAMSGATE ROAD
Recent sale
£152k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
62 RAMSGATE ROAD
Recent sale
£61k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
40 RAMSGATE ROAD
Recent sale
£56k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,989
Median earnings (local authority)
Signal
1,517
Population
Signal
8.0%
Households Deprived