19 St Elmo Road, London, W12 9EA

UPRN:34001451Terrace Property4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: D (65)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,268,000

£1.21M - £1.33MHigh

Estimate

£1.27M

Range

£1.21M – £1.33M

Rent Estimate (pcm)

£6,450

£6k - £7k

Monthly

£6,450

Yield

6.07%

Verdict

Derived from HomePortfolio scores

19 St Elmo Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

94/ 100

Excellent

Transit & Bike

Transit 52Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,275,000

At the asking price

Monthly rent£6,450/mo

Evidenced range £5,900-£6,950

Interest rate5.4%

Loan to value75%

Cash required: £455,050
Net cash flow: £162/mo
Cash on cash: 0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,268,000

Rent Estimate (pcm)£6,450

Gross Yield6.07%

1y Growth-

3y Growth-7.7%

5y Growth-4.3%

10y Growth+0.2%

Last Sold Price£465,000 (2002-07-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1W12 9EA

Approval Rate

-12mo

Development

low

P/2026/3140
5-day notification to works to two trees within a conservation area. T1-Beech(Fagus) - Section fell to ground level.T2-Apple(Malus) - Section fell to ground
Pending
P/2026/3121
Works to a tree within a Conservation Area. Weeping Willow (T1). Crown reduce by a height of two metres and width of four metres by pruning lateral and drooping fronds.
Pending
P/2026/3107
Works to trees in a Conservation Area 1 X T1-Fig(Ficus carica) reduce entire crown to previous reduction points
Pending

View Planning Timeline