70 Willow Vale, London, W12 0PB

UPRN:34163461Purpose Built Flat2 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band FEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£643,000

£611k - £675kHigh

Estimate

£643k

Range

£611k – £675k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

5.60%

Verdict

Derived from HomePortfolio scores

70 Willow Vale earns an INVESTIGATE rating with HP Score 80/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

71/ 100

High

Crime Score

9/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 51Bike 68

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +6.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 34163461· as of 9 Oct 2026
Rental economics4.2/40
gross yield 5.6%; range width penalty ×0.88
- valuation_snapshotsrent estimate 2800/mo (range 2600-3050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -603/mo, -22% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 249 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
287 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,600-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£87/mo
Cash on cash: -0.5%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 34163461Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2800/mo (range 2600-3050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2800/mo (range 2600-3050)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£643,000

Rent Estimate (pcm)£2,800

Gross Yield5.60%

1y Growth-

3y Growth-7.7%

5y Growth-4.3%

10y Growth+0.2%

Last Sold Price£745,000 (2018-06-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4W12 0PB

Approval Rate

100%12mo

Development

low

P/2026/02798/FUL
Demolition of the single storey back addition and rear outbuildings attached to the rear of the main building; erection of side and rear extensions at lower ground, upper ground and first floor level, erection of a rear roof extension to replace the existing dormer window, excavation beneath the main building in connection with the creation of a new basement and the formation of a roof terrace at upper ground floor level to the main building; change of use of the main building from office (Class E) into 2 x two bedroom self-contained flats; erection of a part one storey plus-basement single family dwellinghouse in the rear garden; erection of a new boundary wall with three new entrances to the side elevation; associated landscaping and external alterations.
Pending
P/2026/02784/DET
Submission of details of sound emitted by standby or emergency generators during power outages or testing does not exceed the lowest daytime ambient noise level LAeq (15min) as measured or calculated according to BS4142:2014 pursuant to condition 4; anti-vibration measures pursuant to condition 5 of planning permission ref: 2025/00290/FUL granted 16th April 2025.
Pending
P/2026/02783/FUL
Erection of a rear roof extension involving an increase in the ridge height by 200mm; erection of a rear extension at second floor level, on top of the existing back addition; installation of 3no rooflights in the front roofslope; alterations to the roof of ground floor rear back addition to include the installation of 2no rooflights; alterations to the rear fenestration to include the installation of new doors and windows to replace the existing; conversion of the building into 1 x 1 bedroom, 1 x 2 bedroom and 1 x 3 bedroom self-contained flats.
Pending

View Planning Timeline