36 Gerddi Rheidol, Trefechan, Aberystwyth, SY23 1DB

UPRN:49020866Flat/Maisonette2 bedsBuilt 1983-1990

Tenure: -Council Tax: -EPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£146,000

Estimated value

Range: £139k - £153k|Last sold: -- (-)

Estimate of £146k for this flat/maisonette. 245 sales in SY23 in the last 12 months; median £235k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£146k

£139k - £153k - High confidence

Annualised (CAGR)

+3.28%

Over the full window

Peak estimate

£154k

Jun 2026

From peak

-5.19%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SY23 district (quarterly)index YoY -7.29%

Growth by window

-4.58%

+0.69%

12m

+0.69%

24m

+0.00%

60m

+8.96%

Rental Market

Monthly

Estimated rent (pcm)

£500

/ month

Gross yield

4.35%

Rent ÷ asking price

Net yield

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£235k

SY23 sales, last 12 months

12m Price Growth

-3.5%

SY23 median, Land Registry

Days on Market

122d

SY23 average

Sales & Yield

3 metrics

Transactions / 12m

245

SY23 sales

Area Gross Yield

4.19%

SY23 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£138,000
SDLT standard£260
SDLT BTL surcharge (5%)£6,900
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£147,260

Funding

Deposit (25%)£34,500
Mortgage (75% LTV)£103,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£43,760

Monthly Returns

Monthly Rent (estimate)£500
Mortgage Payment (IO)-£453
Management (10%)-£50
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£103

Capital Returns

5yr Property Value£166,290
5yr Capital Gain (3.80% pa, historical)+£28,290
5yr Cumulative Rent (net, before lease costs)+£22,104
Less mortgage interest-£27,180
5yr Total Return (before lease costs)+£23,214

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£143,244	£39,744	-£1,236	+£4,008	9.2%
Year 2	£148,687	£45,187	-£2,364	+£8,323	19.0%
Year 3	£154,337	£50,837	-£3,382	+£12,956	29.6%
Year 4	£160,202	£56,702	-£4,286	+£17,916	40.9%
Year 5	£166,290	£62,790	-£5,076	+£23,214	53.0%

Modelled on the live asking price. Capital growth 3.80% a year is the SY23 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£43,760).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,007

Population

Signal

3.0%

Households Deprived

Upside Opportunities

0 levers