36 Molesworth Way, Holsworthy, EX22 7FD
Estimate of £263k for this semi-detached house. 118 sales in EX22 in the last 12 months; median £290k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£375,000
- SDLT standard£8,750
- SDLT BTL surcharge (5%)£18,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£404,600
Funding
- Deposit (25%)£93,750
- Mortgage (75% LTV)£281,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£123,350
Monthly Returns
- Monthly Rent (estimate)£950
- Mortgage Payment (IO)-£1,230
- Management (10%)-£95
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£475
Capital Returns
- 5yr Property Value£360,783
- 5yr Capital Gain (-0.77% pa, historical)-£14,217
- 5yr Cumulative Rent (net)+£47,386
- Less mortgage interest-£73,800
- 5yr Total Return-£40,631
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £372,112 | £90,862 | -£5,700 | -£8,588 | -7.0% |
| Year 2 | £369,247 | £87,997 | -£11,196 | -£16,949 | -13.7% |
| Year 3 | £366,404 | £85,154 | -£16,483 | -£25,079 | -20.3% |
| Year 4 | £363,583 | £82,333 | -£21,558 | -£32,975 | -26.7% |
| Year 5 | £360,783 | £79,533 | -£26,414 | -£40,631 | -32.9% |
Modelled on the live asking price. Capital growth -0.77% a year is the EX22 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£123,350).
Price Forecast
No forecast available.