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38 Mount Street, Bishops Lydeard, Taunton, TA4 3LH

UPRN:100040935456Mid Terrace House3 bedsBuilt before 1900
FreeholdCouncil Tax: Band CEPC: C (74)
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:37:37.779677+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T10:12:40.909456+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£244,000
Estimated value
Range: £195k - £293kLast sold: £163k (2016-02-29)

Estimate of £244k for this mid terrace house. 201 sales in TA4 in the last 12 months; median £305k.

Estimate confidence
Low confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£244k
£195k - £293k - Low confidence
Annualised (CAGR)
+3.11%
Over the full window
Peak estimate
£268k
May 2023
From peak
-8.96%
Drawdown from peak
£272k£252k£232k£213k£193k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - TA4 district (quarterly)index YoY -0.81%
Growth by window
3m
-3.94%
6m
-2.40%
12m
-3.17%
24m
-2.79%
60m
+5.63%

Rental Market

Monthly
Estimated rent (pcm)
£1,150
/ month
Gross yield
6.00%
Rent ÷ asking price
Net yield
4.15%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£305k
TA4 sales, last 12 months
12m Price Growth
-53.9%
TA4 median, Land Registry
Days on Market
104d
TA4 average

Sales & Yield

3 metrics
Transactions / 12m
201
TA4 sales
Area Gross Yield
3.70%
TA4 medians
Last Sold
£163k
2016-02-29

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£230,000
  • SDLT standard£2,100
  • SDLT BTL surcharge (5%)£11,500
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£245,700

Funding

  • Deposit (25%)£57,500
  • Mortgage (75% LTV)£172,500
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£73,200

Monthly Returns

  • Monthly Rent (estimate)£1,150
  • Mortgage Payment (IO)-£755
  • Management (10%)-£115
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow+£180

Capital Returns

  • 5yr Property Value£210,996
  • 5yr Capital Gain (-1.71% pa, historical)-£19,004
  • 5yr Cumulative Rent (net)+£58,640
  • Less mortgage interest-£45,300
  • 5yr Total Return-£5,664

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£226,067£53,567+£2,160-£1,773-2.4%
Year 2£222,201£49,701+£4,572-£3,227-4.4%
Year 3£218,402£45,902+£7,230-£4,369-6.0%
Year 4£214,667£42,167+£10,150-£5,183-7.1%
Year 5£210,996£38,496+£13,340-£5,664-7.7%

Modelled on the live asking price. Capital growth -1.71% a year is the TA4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£73,200).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    MOUNT STREET GARAGE MOUNT STREET

    Recent sale
    £75k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    4 MOUNT STREET

    Recent sale
    £175k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    3 MOUNT STREET

    Recent sale
    £380k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    1 MOUNT STREET

    Recent sale
    £305k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £29,908
    Median earnings (local authority)
    Signal
    1,627
    Population
    Signal
    1.1%
    Households Deprived

    Upside Opportunities

    0 levers