38 Properties 22 to 40 Armstrong Road, Armstrong Road, Retford, DN22 6QY

UPRN:100031268377Flat/MaisonetteBeds -Built 1967-1975

Tenure: -Council Tax: -EPC: D (66)

Data freshness:Planning· 2mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 3 days ago

£73,000

Estimated value

Range: £58k - £87k|Last sold: -- (-)

Estimate of £73k for this flat/maisonette. 410 sales in DN22 in the last 12 months; median £205k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£73k

£58k - £87k - Low confidence

Annualised (CAGR)

-4.82%

Over the full window

Peak estimate

£104k

Jul 2020

From peak

-29.81%

Drawdown from peak

AVM estimate (model)Repeat-sales index - DN22 district (quarterly)index YoY -2.72%

Growth by window

+5.80%

+8.96%

12m

+17.74%

24m

+2.82%

60m

-17.05%

Rental Market

Monthly

Estimated rent (pcm)

£350

/ month

Gross yield

5.75%

Rent ÷ estimated value

Net yield

3.97%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£205k

DN22 sales, last 12 months

12m Price Growth

DN22 median, Land Registry

Days on Market

81d

DN22 average

Sales & Yield

3 metrics

Transactions / 12m

410

DN22 sales

Area Gross Yield

3.68%

DN22 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£73,000
SDLT standard£0
SDLT BTL surcharge (5%)£3,650
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£78,750

Funding

Deposit (25%)£18,250
Mortgage (75% LTV)£54,750
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£24,000

Monthly Returns

Monthly Rent (estimate)£350
Mortgage Payment (IO)-£240
Management (10%)-£35
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£25

Capital Returns

5yr Property Value£78,758
5yr Capital Gain (1.53% pa, historical)+£5,758
5yr Cumulative Rent (net, before lease costs)+£13,673
Less mortgage interest-£14,400
5yr Total Return (before lease costs)+£5,031

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£74,117	£19,367	-£300	+£817	3.4%
Year 2	£75,251	£20,501	-£528	+£1,723	7.2%
Year 3	£76,402	£21,652	-£670	+£2,732	11.4%
Year 4	£77,571	£22,821	-£737	+£3,834	16.0%
Year 5	£78,758	£24,008	-£727	+£5,031	21.0%

Modelled on the estimated value: the property is not on the market. Capital growth 1.53% a year is the DN22 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£24,000).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,558

Population

Signal

8.1%

Households Deprived

Upside Opportunities

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