Recent sale
40 BEDFORD ROAD
£410k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
4 Bedford Road, Manchester, M16 0JA
UPRN:100011647369Semi-Detached House3 bedsBuilt 1930-1949
LeaseholdCouncil Tax: -EPC: D (57)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:54:33.294926+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 11 days ago
£469,000
Estimated value
Range: £446k - £492k|Last sold: £395k (2021-11-19)
Estimate of £469k for semi-detached houses in Manchester. 270 transactions in the last 12 months; median £293k.
AI Confidence
-
High confidence
Value History
Current estimate
£469k
£446k - £492k - High confidence
Annualised (CAGR)
+7.57%
Over the full window
Peak estimate
£469k
Aug 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - M16 district (quarterly)index YoY +17.43%
Growth by window
3m
+3.30%
6m
+5.39%
12m
+3.76%
24m
+11.40%
60m
+18.43%
Rental Market
Estimated rent (pcm)
£2,450
/ month
Gross yield
4.29%
Net yield
3.85%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£293k
3-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
38d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£469,000
- SDLT standard£13,450
- SDLT BTL surcharge (5%)£23,450
- Legal + Survey£15,000
- Refurb (light)£32,830
- Total All-In Cost£553,730
Funding
- Deposit (25%)£117,250
- Mortgage (75% LTV)£351,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£201,980
Monthly Returns
- Monthly Rent (est)£2,450
- Mortgage Payment (IO)-£1,539
- Management (10%)-£245
- Insurance-£122
- Maintenance-£195
- Monthly Cashflow+£349
Capital Returns
- 5yr Property Value£640,462
- 5yr Capital Gain (6.43% pa)+£171,462
- 5yr Cumulative Rent (net)+£113,280
- Less mortgage interest-£92,340
- 5yr Total Return+£192,402
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £499,157 | £147,407 | +£4,188 | +£34,345 | 17.0% |
| Year 2 | £531,252 | £179,502 | +£8,376 | +£70,628 | 35.0% |
| Year 3 | £565,412 | £213,662 | +£12,564 | +£108,976 | 54.0% |
| Year 4 | £601,768 | £250,018 | +£16,752 | +£149,520 | 74.0% |
| Year 5 | £640,462 | £288,712 | +£20,940 | +£192,402 | 95.3% |
Assumes 6.43% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£201,980).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
46 BEDFORD ROAD
£432k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
46 BEDFORD ROAD
£432k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
52 BEDFORD ROAD
£325k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£31,516
Median Income
Signal
1,791
Population
Signal
2.6 / 100
Deprivation