4 Dairy Farm Court, Main Street, Fulford, York, YO10 4PN

UPRN:100050567647Purpose Built Flat2 bedsBuilt 1976-1982

LeaseholdCouncil Tax: -EPC: C (76)

Data freshness:Listing· freshEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£186,000

Estimated value

Range: £177k - £195k|Last sold: £149k (2017-06-30)

Estimate of £186k for this purpose built flat. 224 sales in YO10 in the last 12 months; median £291k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£186k

£177k - £195k - High confidence

Annualised (CAGR)

+1.43%

Over the full window

Peak estimate

£203k

Jun 2023

From peak

-8.37%

Drawdown from peak

AVM estimate (model)Repeat-sales index - YO10 district (quarterly)index YoY -4.72%

Growth by window

+0.54%

+2.76%

12m

-2.11%

24m

-3.12%

60m

+1.09%

Rental Market

Monthly

Estimated rent (pcm)

£1,050

/ month

Gross yield

7.00%

Rent ÷ asking price

Net yield

4.85%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£291k

YO10 sales, last 12 months

12m Price Growth

-28.2%

YO10 median, Land Registry

Days on Market

98d

YO10 average

Sales & Yield

3 metrics

Transactions / 12m

224

YO10 sales

Area Gross Yield

6.20%

YO10 medians

Last Sold

£149k

2017-06-30

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£180,000
SDLT standard£1,100
SDLT BTL surcharge (5%)£9,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£192,200

Funding

Deposit (25%)£45,000
Mortgage (75% LTV)£135,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£57,200

Monthly Returns

Monthly Rent (estimate)£1,050
Mortgage Payment (IO)-£591
Management (10%)-£105
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£254

Capital Returns

5yr Property Value£205,448
5yr Capital Gain (2.68% pa, historical)+£25,448
5yr Cumulative Rent (net, before lease costs)+£53,019
Less mortgage interest-£35,460
5yr Total Return (before lease costs)+£43,007

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£184,824	£49,824	+£3,048	+£7,872	13.8%
Year 2	£189,777	£54,777	+£6,324	+£16,101	28.1%
Year 3	£194,863	£59,863	+£9,833	+£24,696	43.2%
Year 4	£200,086	£65,086	+£13,580	+£33,666	58.9%
Year 5	£205,448	£70,448	+£17,559	+£43,007	75.2%

Modelled on the live asking price. Capital growth 2.68% a year is the YO10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£57,200).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,386

Population

Signal

2.7%

Households Deprived

Upside Opportunities

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