4 Dell Crescent, Doncaster, DN4 0JA
Estimate of £180k for this semi-detached house. 676 sales in DN4 in the last 12 months; median £165k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£180,000
- SDLT standard£1,100
- SDLT BTL surcharge (5%)£9,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£192,200
Funding
- Deposit (25%)£45,000
- Mortgage (75% LTV)£135,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£57,200
Monthly Returns
- Monthly Rent (estimate)£1,050
- Mortgage Payment (IO)-£591
- Management (10%)-£105
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£254
Capital Returns
- 5yr Property Value£197,956
- 5yr Capital Gain (1.92% pa, historical)+£17,956
- 5yr Cumulative Rent (net)+£53,019
- Less mortgage interest-£35,460
- 5yr Total Return+£35,515
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £183,456 | £48,456 | +£3,048 | +£6,504 | 11.4% |
| Year 2 | £186,978 | £51,978 | +£6,324 | +£13,302 | 23.3% |
| Year 3 | £190,568 | £55,568 | +£9,833 | +£20,401 | 35.7% |
| Year 4 | £194,227 | £59,227 | +£13,580 | +£27,808 | 48.6% |
| Year 5 | £197,956 | £62,956 | +£17,559 | +£35,515 | 62.1% |
Modelled on the live asking price. Capital growth 1.92% a year is the DN4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£57,200).
Price Forecast
No forecast available.