4 Hollingdale Court, Stalham, Norwich, NR12 9QA
Estimate of £465k for this detached house. 225 sales in NR12 in the last 12 months; median £300k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£430,000
- SDLT standard£11,500
- SDLT BTL surcharge (5%)£21,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£465,100
Funding
- Deposit (25%)£107,500
- Mortgage (75% LTV)£322,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£142,600
Monthly Returns
- Monthly Rent (estimate)£1,500
- Mortgage Payment (IO)-£1,411
- Management (10%)-£150
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£161
Capital Returns
- 5yr Property Value£430,000
- 5yr Capital Gain (0.00% pa, historical)+£0
- 5yr Cumulative Rent (net)+£78,313
- Less mortgage interest-£84,660
- 5yr Total Return-£6,347
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £430,000 | £107,500 | -£1,932 | -£1,932 | -1.4% |
| Year 2 | £430,000 | £107,500 | -£3,540 | -£3,540 | -2.5% |
| Year 3 | £430,000 | £107,500 | -£4,817 | -£4,817 | -3.4% |
| Year 4 | £430,000 | £107,500 | -£5,755 | -£5,755 | -4.0% |
| Year 5 | £430,000 | £107,500 | -£6,347 | -£6,347 | -4.5% |
Modelled on the live asking price. Capital growth 0.00% a year is the NR12 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£142,600).
Price Forecast
No forecast available.