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4 Manchester Road, Chorlton cum Hardy, Manchester, M21 9JG

UPRN:77076975Detached House3 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: C (78)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· freshRisk: fresh, refreshed 4d ago (2026-10-02T03:11:24.076312+00:00)Connectivity· freshConnectivity: fresh, refreshed 3d ago (2026-10-03T06:43:10.905825+00:00)Schools· 3mo agoSchools: stale, refreshed 3mo ago (2026-07-07T09:14:45.605452+00:00)Amenities· freshAmenities: fresh, refreshed 3d ago (2026-10-03T17:38:16.513162+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 2 days ago
£862,000
Estimated value
Range: £690k - £1.03MLast sold: £1.47M (2021-06-15)

Estimate of £862k for detached houses in Manchester. 301 transactions in the last 12 months; median £413k.

AI Confidence
-
Low confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£862k
£690k - £1.03M - Low confidence
Annualised (CAGR)
+22.55%
Over the full window
Peak estimate
£1.38M
Mar 2026
From peak
-37.49%
Drawdown from peak
£1.40M£1.11M£817k£525k£234k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - M21 district (quarterly)index YoY -0.88%
Growth by window
3m
-37.45%
6m
-34.25%
12m
+190.24%
24m
+187.33%
60m
+234.11%

Rental Market

Monthly
Estimated rent (pcm)
£2,200
/ month
Gross yield
4.83%
Net yield
2.53%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£413k
3-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
77d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£862,000
  • SDLT standard£33,100
  • SDLT BTL surcharge (5%)£43,100
  • Legal + Survey£15,000
  • Refurb (light)£60,340
  • Total All-In Cost£1,013,540

Funding

  • Deposit (25%)£215,500
  • Mortgage (75% LTV)£646,500
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£367,040

Monthly Returns

  • Monthly Rent (est)£2,200
  • Mortgage Payment (IO)-£2,828
  • Management (10%)-£220
  • Insurance-£161
  • Maintenance-£359
  • Monthly Cashflow-£1,368

Capital Returns

  • 5yr Property Value£1,089,717
  • 5yr Capital Gain (4.80% pa)+£227,717
  • 5yr Cumulative Rent (net)+£87,600
  • Less mortgage interest-£169,680
  • 5yr Total Return+£145,637

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£903,376£256,876-£16,416+£24,9606.8%
Year 2£946,738£300,238-£32,832+£51,90614.1%
Year 3£992,181£345,681-£49,248+£80,93322.1%
Year 4£1,039,806£393,306-£65,664+£112,14230.6%
Year 5£1,089,717£443,217-£82,080+£145,63739.7%

Assumes 4.80% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£367,040).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 2 MANCHESTER ROAD
    Recent sale

    2 MANCHESTER ROAD

    £665k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 4 MANCHESTER ROAD
    Recent sale

    4 MANCHESTER ROAD

    £1.47M
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 5 MANCHESTER ROAD
    Recent sale

    5 MANCHESTER ROAD

    £350k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 10 MANCHESTER ROAD
    Recent sale

    10 MANCHESTER ROAD

    £495k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £36,554
    Median Income
    Signal
    1,696
    Population
    Signal
    4.3 / 100
    Deprivation

    Upside Opportunities

    0 levers