4 Richmond Court, Broxbourne, EN10 7BN

UPRN:148024623Purpose Built Flat2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£240,000

Estimated value

Range: £228k - £252k|Last sold: -- (-)

Estimate of £240k for this purpose built flat. 188 sales in EN10 in the last 12 months; median £435k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£240k

£228k - £252k - High confidence

Annualised (CAGR)

-0.83%

Over the full window

Peak estimate

£264k

Nov 2022

From peak

-9.09%

Drawdown from peak

AVM estimate (model)Repeat-sales index - EN10 district (quarterly)index YoY +0.97%

Growth by window

-0.41%

+0.00%

12m

-4.00%

24m

-5.14%

60m

-2.04%

Rental Market

Monthly

Estimated rent (pcm)

£1,450

/ month

Gross yield

7.40%

Rent ÷ asking price

Net yield

5.13%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£435k

EN10 sales, last 12 months

12m Price Growth

-36.0%

EN10 median, Land Registry

Days on Market

94d

EN10 average

Sales & Yield

3 metrics

Transactions / 12m

188

EN10 sales

Area Gross Yield

3.78%

EN10 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£235,000
SDLT standard£2,200
SDLT BTL surcharge (5%)£11,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£251,050

Funding

Deposit (25%)£58,750
Mortgage (75% LTV)£176,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£74,800

Monthly Returns

Monthly Rent (estimate)£1,450
Mortgage Payment (IO)-£771
Management (10%)-£145
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£434

Capital Returns

5yr Property Value£233,476
5yr Capital Gain (-0.13% pa, historical)-£1,524
5yr Cumulative Rent (net, before lease costs)+£75,490
Less mortgage interest-£46,260
5yr Total Return (before lease costs)+£27,707

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£234,694	£58,444	+£5,208	+£4,902	6.6%
Year 2	£234,389	£58,139	+£10,728	+£10,117	13.5%
Year 3	£234,085	£57,835	+£16,567	+£15,652	20.9%
Year 4	£233,780	£57,530	+£22,732	+£21,512	28.8%
Year 5	£233,476	£57,226	+£29,230	+£27,707	37.0%

Modelled on the live asking price. Capital growth -0.13% a year is the EN10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£74,800).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,576

Population

Signal

1.7%

Households Deprived

Upside Opportunities

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