Recent sale
9 SCHOOLS CLOSE
£126k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
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![Comparable: 11 SCHOOLS CLOSE]()
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3 signals 0 levers
4 Schools Close, Mendlesham, Stowmarket, IP14 5UQ
UPRN:10012170582Semi-Detached House2 bedsBuilt 2003-2006
LeaseholdCouncil Tax: -EPC: C (69)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:40:16.779766+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£127,000
Estimated value
Range: £120k - £133k|Last sold: £56k (2009-02-18)
Estimate of £127k for semi-detached houses in Stowmarket. 493 transactions in the last 12 months; median £278k.
AI Confidence
-
High confidence
Value History
Current estimate
£127k
£120k - £133k - High confidence
Annualised (CAGR)
-4.44%
Over the full window
Peak estimate
£190k
Oct 2020
From peak
-33.16%
Drawdown from peak
AVM estimate (model)Repeat-sales index - IP14 district (quarterly)index YoY -0.27%
Growth by window
3m
+28.28%
6m
+27.00%
12m
+27.00%
24m
+24.51%
60m
+35.11%
Rental Market
Estimated rent (pcm)
£550
/ month
Gross yield
3.14%
Net yield
3.70%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£278k
2-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
48d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£127,000
- SDLT standard£40
- SDLT BTL surcharge (5%)£6,350
- Legal + Survey£15,000
- Refurb (light)£8,890
- Total All-In Cost£157,280
Funding
- Deposit (25%)£31,750
- Mortgage (75% LTV)£95,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£62,030
Monthly Returns
- Monthly Rent (est)£550
- Mortgage Payment (IO)-£417
- Management (10%)-£55
- Insurance-£88
- Maintenance-£53
- Monthly Cashflow-£63
Capital Returns
- 5yr Property Value£130,531
- 5yr Capital Gain (0.55% pa)+£3,531
- 5yr Cumulative Rent (net)+£21,240
- Less mortgage interest-£25,020
- 5yr Total Return-£249
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £127,699 | £32,449 | -£756 | -£57 | -0.1% |
| Year 2 | £128,401 | £33,151 | -£1,512 | -£111 | -0.2% |
| Year 3 | £129,107 | £33,857 | -£2,268 | -£161 | -0.3% |
| Year 4 | £129,817 | £34,567 | -£3,024 | -£207 | -0.3% |
| Year 5 | £130,531 | £35,281 | -£3,780 | -£249 | -0.4% |
Assumes 0.55% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£62,030).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
11 SCHOOLS CLOSE
£86k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
11 SCHOOLS CLOSE
£72k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
12 SCHOOLS CLOSE
£77k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£32,413
Median Income
Signal
2,424
Population
Signal
2.0 / 100
Deprivation