4 THORLBY HAVEN
Recent sale
£250k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
4 Thorlby Haven, Bicker, Boston, PE20 3DD
UPRN:200004475036Detached House3 bedsBuilt 1996-2002
FreeholdCouncil Tax: Band CEPC: D (68)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:02:16.660502+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-09-07T11:05:53.436526+00:00)
Valuation estimateUpdated yesterday
£242,000
Estimated value
Range: £230k - £255k|Last sold: £250k (2025-03-24)
Estimate of £242k for this detached house. 164 sales in PE20 in the last 12 months; median £244k.
Estimate confidence
High confidence
Value History
Current estimate
£242k
£230k - £255k - High confidence
Annualised (CAGR)
+1.81%
Over the full window
Peak estimate
£300k
Nov 2022
From peak
-19.33%
Drawdown from peak
AVM estimate (model)Repeat-sales index - PE20 district (quarterly)index YoY -7.86%
Growth by window
3m
-7.63%
6m
-10.04%
12m
-7.98%
24m
-16.26%
60m
-7.98%
Rental Market
Estimated rent (pcm)
£900
/ month
Gross yield
4.50%
Rent ÷ asking price
Net yield
3.12%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£244k
PE20 sales, last 12 months
12m Price Growth
+7.6%
PE20 median, Land Registry
Days on Market
108d
PE20 average
Sales & Yield
3 metricsTransactions / 12m
164
PE20 sales
Area Gross Yield
3.21%
PE20 medians
Last Sold
£250k
2025-03-24
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£240,000
- SDLT standard£2,300
- SDLT BTL surcharge (5%)£12,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£256,400
Funding
- Deposit (25%)£60,000
- Mortgage (75% LTV)£180,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£76,400
Monthly Returns
- Monthly Rent (estimate)£900
- Mortgage Payment (IO)-£788
- Management (10%)-£90
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£78
Capital Returns
- 5yr Property Value£285,596
- 5yr Capital Gain (3.54% pa, historical)+£45,596
- 5yr Cumulative Rent (net)+£44,576
- Less mortgage interest-£47,280
- 5yr Total Return+£42,892
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £248,496 | £68,496 | -£936 | +£7,560 | 9.9% |
| Year 2 | £257,293 | £77,293 | -£1,680 | +£15,613 | 20.4% |
| Year 3 | £266,401 | £86,401 | -£2,228 | +£24,173 | 31.6% |
| Year 4 | £275,832 | £95,832 | -£2,575 | +£33,257 | 43.5% |
| Year 5 | £285,596 | £105,596 | -£2,704 | +£42,892 | 56.1% |
Modelled on the live asking price. Capital growth 3.54% a year is the PE20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£76,400).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
19 THORLBY HAVEN
Recent sale
£225k
Sale price
£/sqft
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Rent pcm
-
Yield
-
6 THORLBY HAVEN
Recent sale
£280k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
14 THORLBY HAVEN
Recent sale
£270k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,729
Median earnings (local authority)
Signal
2,439
Population
Signal
4.8%
Households Deprived