4 Towneley Street, Burnley, BB10 1UJ

UPRN:100010358807Terrace Property3 bedsBuilt -

FreeholdCouncil Tax: -EPC: C (70)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 1mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£100,000

£95k - £105kHigh

Estimate

£100k

Range

£95k – £105k

Rent Estimate (pcm)

£750

£750 - £800Medium

Monthly

£750

Yield

3.26%

AI Verdict

Derived from HomePortfolio scores

AI summary

4 Towneley Street earns a BUY rating with HP Score 77/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

77/ 100

High

Investment Score

70/ 100

High

Crime Score

27/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

High

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£70,000

At the asking price

Monthly rent£750/mo

Evidenced range £750-£800

Interest rate5.4%

Loan to value75%

Cash required: £22,300
Net cash flow: £283/mo
Cash on cash: 15.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.17 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£100,000

Rent Estimate (pcm)£750

Gross Yield3.26%

1y Growth+36.8%

3y Growth+6.0%

5y Growth+5.6%

10y Growth+5.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB10 1UJ

Approval Rate

-12mo

Development

low

Burnley/FUL/2023/0708
Change of use from family dwelling (Use Class C3) to children's care home (Use Class C2), with an attic conversion and a rear single storey extension (Re-submission of COU/2023/0421).
Conditions
Burnley/COU/2023/0421
Change of use from dwelling to childrens care home and rear single storey extension and new window to front elevation
Rejected

View Planning Timeline