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409 Kings Road, Ashton-under-Lyne, OL6 9EX

UPRN:100011546372End Terrace House3 bedsBuilt before 1900
FreeholdCouncil Tax: Band AEPC: C (72)
Data freshness:Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:47:49.931082+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: ageing, refreshed 3mo ago (2026-08-07T11:05:19.087279+00:00)
Valuation estimateUpdated yesterday
£467,000
Estimated value
Range: £420k - £513kLast sold: -- (-)

Estimate of £467k for this end terrace house. 253 sales in OL6 in the last 12 months; median £178k.

Estimate confidence
Medium confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£467k
£420k - £513k - Medium confidence
Annualised (CAGR)
+11.45%
Over the full window
Peak estimate
£540k
Nov 2024
From peak
-13.52%
Drawdown from peak
£548k£468k£388k£308k£229k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - OL6 district (quarterly)index YoY +1.64%
Growth by window
3m
+9.11%
6m
+8.60%
12m
-0.64%
24m
+11.99%
60m
+34.97%

Rental Market

Monthly
Estimated rent (pcm)
£3,300
/ month
Gross yield
8.80%
Rent ÷ asking price
Net yield
6.09%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£178k
OL6 sales, last 12 months
12m Price Growth
-
OL6 median, Land Registry
Days on Market
96d
OL6 average

Sales & Yield

3 metrics
Transactions / 12m
253
OL6 sales
Area Gross Yield
5.07%
OL6 medians
Last Sold
-
-

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£450,000
  • SDLT standard£12,500
  • SDLT BTL surcharge (5%)£22,500
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£487,100

Funding

  • Deposit (25%)£112,500
  • Mortgage (75% LTV)£337,500
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£149,600

Monthly Returns

  • Monthly Rent (estimate)£3,300
  • Mortgage Payment (IO)-£1,477
  • Management (10%)-£330
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow+£1,393

Capital Returns

  • 5yr Property Value£568,064
  • 5yr Capital Gain (4.77% pa, historical)+£118,064
  • 5yr Cumulative Rent (net)+£179,476
  • Less mortgage interest-£88,620
  • 5yr Total Return+£208,920

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£471,465£133,965+£16,716+£38,18125.5%
Year 2£493,954£156,454+£34,140+£78,09452.2%
Year 3£517,515£180,015+£52,300+£119,81580.1%
Year 4£542,201£204,701+£71,200+£163,401109.2%
Year 5£568,064£230,564+£90,856+£208,920139.7%

Modelled on the live asking price. Capital growth 4.77% a year is the OL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£149,600).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    415 KINGS ROAD

    Recent sale
    £185k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    419 KINGS ROAD

    Recent sale
    £190k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    5 WEYMOUTH GARDENS

    Recent sale
    £16k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    380 KINGS ROAD

    Recent sale
    £348k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £29,877
    Median earnings (local authority)
    Signal
    1,516
    Population
    Signal
    2.2%
    Households Deprived

    Upside Opportunities

    0 levers