7 ELMSIDE
Recent sale
£165k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
41 Elmside, Emneth, Wisbech, PE14 8BH
UPRN:100090994715Semi-Detached House3 bedsBuilt -
FreeholdCouncil Tax: Band BEPC: -
Data freshness:Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:13:20.289658+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-05-20T09:33:12.870431+00:00)
Valuation estimateUpdated 2 days ago
£189,000
Estimated value
Range: £180k - £199k|Last sold: £54k (1999-04-22)
Estimate of £189k for this semi-detached house. 229 sales in PE14 in the last 12 months; median £270k.
Estimate confidence
High confidence
Value History
Current estimate
£189k
£180k - £199k - High confidence
Annualised (CAGR)
+0.42%
Over the full window
Peak estimate
£249k
Nov 2022
From peak
-24.10%
Drawdown from peak
AVM estimate (model)Repeat-sales index - PE14 district (quarterly)index YoY +6.15%
Growth by window
3m
-16.00%
6m
-18.88%
12m
-19.23%
24m
-17.47%
60m
-11.27%
Rental Market
Estimated rent (pcm)
£1,050
/ month
Gross yield
6.63%
Rent ÷ asking price
Net yield
4.59%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£270k
PE14 sales, last 12 months
12m Price Growth
-
PE14 median, Land Registry
Days on Market
109d
PE14 average
Sales & Yield
3 metricsTransactions / 12m
229
PE14 sales
Area Gross Yield
3.49%
PE14 medians
Last Sold
£54k
1999-04-22
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£190,000
- SDLT standard£1,300
- SDLT BTL surcharge (5%)£9,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£202,900
Funding
- Deposit (25%)£47,500
- Mortgage (75% LTV)£142,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£60,400
Monthly Returns
- Monthly Rent (estimate)£1,050
- Mortgage Payment (IO)-£623
- Management (10%)-£105
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£222
Capital Returns
- 5yr Property Value£204,583
- 5yr Capital Gain (1.49% pa, historical)+£14,583
- 5yr Cumulative Rent (net)+£53,019
- Less mortgage interest-£37,380
- 5yr Total Return+£30,222
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £192,831 | £50,331 | +£2,664 | +£5,495 | 9.1% |
| Year 2 | £195,704 | £53,204 | +£5,556 | +£11,260 | 18.6% |
| Year 3 | £198,620 | £56,120 | +£8,681 | +£17,301 | 28.6% |
| Year 4 | £201,580 | £59,080 | +£12,044 | +£23,624 | 39.1% |
| Year 5 | £204,583 | £62,083 | +£15,639 | +£30,222 | 50.0% |
Modelled on the live asking price. Capital growth 1.49% a year is the PE14 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£60,400).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
15 ELMSIDE
Recent sale
£155k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
2 ELMSIDE
Recent sale
£10k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
23 ELMSIDE
Recent sale
£170k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,581
Median earnings (local authority)
Signal
1,678
Population
Signal
3.8%
Households Deprived