41 Maes y Gog, Rhyl, LL18 4QA
Estimate of £252k for this semi-detached property. 469 sales in LL18 in the last 12 months; median £182k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£230,000
- SDLT standard£2,100
- SDLT BTL surcharge (5%)£11,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£245,700
Funding
- Deposit (25%)£57,500
- Mortgage (75% LTV)£172,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£73,200
Monthly Returns
- Monthly Rent (estimate)£1,150
- Mortgage Payment (IO)-£755
- Management (10%)-£115
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£180
Capital Returns
- 5yr Property Value£258,452
- 5yr Capital Gain (2.36% pa, historical)+£28,452
- 5yr Cumulative Rent (net)+£58,640
- Less mortgage interest-£45,300
- 5yr Total Return+£41,791
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £235,428 | £62,928 | +£2,160 | +£7,588 | 10.4% |
| Year 2 | £240,984 | £68,484 | +£4,572 | +£15,556 | 21.3% |
| Year 3 | £246,671 | £74,171 | +£7,230 | +£23,901 | 32.7% |
| Year 4 | £252,493 | £79,993 | +£10,150 | +£32,643 | 44.6% |
| Year 5 | £258,452 | £85,952 | +£13,340 | +£41,791 | 57.1% |
Modelled on the live asking price. Capital growth 2.36% a year is the LL18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£73,200).
Price Forecast
No forecast available.