41 Marlborough Road, Tuebrook, Liverpool, L13 8AU
Estimate of £181k for this mid terrace house. 302 sales in L13 in the last 12 months; median £140k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£180,000
- SDLT standard£1,100
- SDLT BTL surcharge (5%)£9,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£192,200
Funding
- Deposit (25%)£45,000
- Mortgage (75% LTV)£135,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£57,200
Monthly Returns
- Monthly Rent (estimate)£1,400
- Mortgage Payment (IO)-£591
- Management (10%)-£140
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£569
Capital Returns
- 5yr Property Value£229,075
- 5yr Capital Gain (4.94% pa, historical)+£49,075
- 5yr Cumulative Rent (net)+£72,668
- Less mortgage interest-£35,460
- 5yr Total Return+£86,283
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £188,892 | £53,892 | +£6,828 | +£15,720 | 27.5% |
| Year 2 | £198,223 | £63,223 | +£13,956 | +£32,179 | 56.3% |
| Year 3 | £208,015 | £73,015 | +£21,391 | +£49,406 | 86.4% |
| Year 4 | £218,291 | £83,291 | +£29,139 | +£67,430 | 117.9% |
| Year 5 | £229,075 | £94,075 | +£37,208 | +£86,283 | 150.8% |
Modelled on the live asking price. Capital growth 4.94% a year is the L13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£57,200).
Price Forecast
No forecast available.