Recent sale
11 SPOONER CROFT
£200k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
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3 signals 0 levers
41 Spooner Croft, Birmingham, B5 7JN
UPRN:10094295979Terrace Property4 bedsBuilt -
FreeholdCouncil Tax: -EPC: B (86)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-08-19T04:00:03.174024+00:00)Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-07-10T09:30:32.194837+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£433,000
Estimated value
Range: £412k - £455k|Last sold: £280k (2019-06-28)
Estimate of £433k for terrace propertys in West Midlands. 67 transactions in the last 12 months; median £170k.
AI Confidence
-
High confidence
Value History
Current estimate
£433k
£412k - £455k - High confidence
Annualised (CAGR)
+6.07%
Over the full window
Peak estimate
£447k
May 2026
From peak
-3.13%
Drawdown from peak
AVM estimate (model)Repeat-sales index - B5 district (quarterly)index YoY -46.42%
Growth by window
3m
-3.13%
6m
+5.35%
12m
+6.13%
24m
+8.79%
60m
+31.21%
Rental Market
Estimated rent (pcm)
£2,050
/ month
Gross yield
6.80%
Net yield
3.72%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£170k
4-bed Terrace Property
12m Price Growth
-
vs UK avg
Days on Market
87d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£433,000
- SDLT standard£11,650
- SDLT BTL surcharge (5%)£21,650
- Legal + Survey£15,000
- Refurb (light)£30,310
- Total All-In Cost£511,610
Funding
- Deposit (25%)£108,250
- Mortgage (75% LTV)£324,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£186,860
Monthly Returns
- Monthly Rent (est)£2,050
- Mortgage Payment (IO)-£1,421
- Management (10%)-£205
- Insurance-£118
- Maintenance-£180
- Monthly Cashflow+£126
Capital Returns
- 5yr Property Value£304,813
- 5yr Capital Gain (-6.78% pa)+£-128,187
- 5yr Cumulative Rent (net)+£92,820
- Less mortgage interest-£85,260
- 5yr Total Return-£120,627
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £403,643 | £78,893 | +£1,512 | -£27,845 | -14.9% |
| Year 2 | £376,276 | £51,526 | +£3,024 | -£53,700 | -28.7% |
| Year 3 | £350,764 | £26,014 | +£4,536 | -£77,700 | -41.6% |
| Year 4 | £326,982 | £2,232 | +£6,048 | -£99,970 | -53.5% |
| Year 5 | £304,813 | £-19,937 | +£7,560 | -£120,627 | -64.6% |
Assumes -6.78% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£186,860).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
16 SPOONER CROFT
£282k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
12 SPOONER CROFT
£265k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
39 SPOONER CROFT
£415k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,374
Median Income
Signal
1,582
Population
Signal
6.9 / 100
Deprivation