41 Stonethwaite Close, Hartlepool, TS24 8RA

UPRN:10009712155Purpose Built Flat2 bedsBuilt 2007 onwards

LeaseholdCouncil Tax: Band AEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£62,000

Estimated value

Range: £56k - £69k|Last sold: £23k (2002-06-07)

Estimate of £62k for this purpose built flat. 219 sales in TS24 in the last 12 months; median £86k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£62k

£56k - £69k - Medium confidence

Annualised (CAGR)

-4.50%

Over the full window

Peak estimate

£110k

Dec 2025

From peak

-43.64%

Drawdown from peak

AVM estimate (model)Repeat-sales index - TS24 district (quarterly)index YoY -3.66%

Growth by window

+5.08%

+1.64%

12m

-41.51%

24m

-33.33%

60m

-27.06%

Rental Market

Monthly

Estimated rent (pcm)

£350

/ month

Gross yield

7.24%

Rent ÷ asking price

Net yield

5.01%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£86k

TS24 sales, last 12 months

12m Price Growth

+14.5%

TS24 median, Land Registry

Days on Market

133d

TS24 average

Sales & Yield

3 metrics

Transactions / 12m

219

TS24 sales

Area Gross Yield

8.19%

TS24 medians

Last Sold

£23k

2002-06-07

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£58,000
SDLT standard£0
SDLT BTL surcharge (5%)£2,900
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£63,000

Funding

Deposit (25%)£14,500
Mortgage (75% LTV)£43,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£19,500

Monthly Returns

Monthly Rent (estimate)£350
Mortgage Payment (IO)-£190
Management (10%)-£35
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£25

Capital Returns

5yr Property Value£60,088
5yr Capital Gain (0.71% pa, historical)+£2,088
5yr Cumulative Rent (net, before lease costs)+£13,673
Less mortgage interest-£11,400
5yr Total Return (before lease costs)+£4,361

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£58,412	£14,912	+£300	+£712	3.7%
Year 2	£58,827	£15,327	+£672	+£1,499	7.7%
Year 3	£59,244	£15,744	+£1,130	+£2,374	12.2%
Year 4	£59,665	£16,165	+£1,663	+£3,328	17.1%
Year 5	£60,088	£16,588	+£2,273	+£4,361	22.4%

Modelled on the live asking price. Capital growth 0.71% a year is the TS24 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£19,500).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,895

Population

Signal

6.8%

Households Deprived

Upside Opportunities

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