23 Stella Nova, Washington Parade, Bootle, L20 4TQ

UPRN:41211421Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band AEPC: C (76)

Data freshness:Planning· 5mo agoEPC· 4mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

23 Stella Nova, Washington Parade, Bootle, L20 4TQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£84,000

£76k - £92kMedium

Estimate

£84k

Range

£76k – £92k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

7.60%

Verdict

Derived from HomePortfolio scores

23 Stella Nova earns an INVESTIGATE rating with HP Score 58/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

72/ 100

High

100

Crime Score

100/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 40Bike 64

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 24 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +6.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 41211421· as of 9 Oct 2026
Rental economics16.6/40
gross yield 7.6%; range width penalty ×0.80
- valuation_snapshotsrent estimate 500/mo (range 450-550)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -96/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026· verify before relying on this
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity13/15
321 sales/12mo in area; valuation range width 19%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£59,000£91,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£78,950

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £24,986
Net cash flow: £80/mo
Cash on cash: 3.8%
Score at this price: 30

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.88 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 41211421Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 500/mo (range 450-550)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026 · verify before relying on this
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 500/mo (range 450-550)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£84,000

Rent Estimate (pcm)£500

Gross Yield7.60%

1y Growth-

3y Growth+2.9%

5y Growth+5.9%

10y Growth+5.5%

Last Sold Price£102,000 (2014-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1L20 4TQ

Approval Rate

-12mo

Development

low

DC/2026/01560
Conversion of building into 14 bed House in Multiple Occupation (HMO) (Sui Generis) (maximum of 16 persons) comprising of 14 Single-occupancy resident bedrooms plus two single-occupancy emergency overnight pods, external alterations including single storey flat roof extension to rear and ramped access to front and rear, following demolition of existing detached garage
Pending
DC/2026/01628
Approval of details reserved by conditions 2 (light mitigation strategy) and 3 (materials management plan) pursuant to planning permission DC/2026/00217 approved 29/05/2026
Pending
DC/2026/01622
Discharge of conditions 4 (Scheme of sound) and 5 (Cycle storage) attached to DC/2024/01661 approved on 20/05/2025.
Pending

View Planning Timeline

Ownership

Corporate Ownership56%
Overseas OwnershipNo
Lease Term Remaining109 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2014-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density802 /km²

Owner Occupied24%

Age Distribution

0-15 14%16-64 68%65+ 18%

View Area Profile

Schools Nearby

All Saints Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Thomas Gray Primary School
0.3 mi
Good
Christ Church Church of England Controlled Primary School
0.4 mi
Good
Linacre Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Stella Nova Washington Parade
-
£60k
-
Stella Nova Washington Parade
-
£51k
-
Stella Nova Washington Parade
-
£27k
-
Stella Nova Washington Parade
-
£81k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN