Flat 8, Linacre House, Stanley Road, Bootle, L20 3AQ

UPRN:41238843Flat/Maisonette1 bedsBuilt 2023

LeaseholdCouncil Tax: Band AEPC: C (70)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Flat 8, Linacre House, Stanley Road, Bootle, L20 3AQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£77,000

£73k - £80kHigh

Estimate

£77k

Range

£73k – £80k

Rent Estimate (pcm)

£450

£450 - £500

Monthly

£450

Yield

9.00%

Verdict

Derived from HomePortfolio scores

Flat 8 earns an INVESTIGATE rating with HP Score 65/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

61/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 24 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +22.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 41238843· as of 9 Oct 2026
Rental economics40/40
gross yield 11.7% on contractual rent (listing-disclosed tenancy); contractual 600/mo far above the 450/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 600/mo (tenanted)· as of 24 Oct 2026· verify before relying on this
Stress margin8/30
stressed cash flow +47/mo, +8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.8/15
321 sales/12mo in area; valuation range width 9%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £49,500

£45,000£69,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£60,000

At the asking price

Monthly rent£450/mo

Evidenced range £450-£500

Interest rate5.4%

Loan to value75%

Cash required: £19,300
Net cash flow: £109/mo
Cash on cash: 6.8%
Score at this price: 63

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 41238843Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 600/mo (tenanted)Rental economics · as of 24 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
contractual rent 600/mo (tenanted)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £49,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£77,000

Rent Estimate (pcm)£450

Gross Yield9.00%

1y Growth-1.3%

3y Growth+2.9%

5y Growth+5.9%

10y Growth+5.5%

Last Sold Price£76,000 (2023-09-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0L20 3AQ

Approval Rate

-12mo

Development

low

DC/2026/01560
Conversion of building into 14 bed House in Multiple Occupation (HMO) (Sui Generis) (maximum of 16 persons) comprising of 14 Single-occupancy resident bedrooms plus two single-occupancy emergency overnight pods, external alterations including single storey flat roof extension to rear and ramped access to front and rear, following demolition of existing detached garage
Pending
DC/2026/01619
Retrospective application for the installation of an automated teller machine (ATM) to the front elevation
Pending
DC/2026/01620
Advertisement consent for the display of 1 No illuminated top sign (ATM) to the front elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership56%
Overseas OwnershipNo
Lease Term Remaining246 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-09-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density5,212 /km²

Owner Occupied44%

Age Distribution

0-15 18%16-64 65%65+ 17%

View Area Profile

Schools Nearby

Hugh Baird College
0.1 mi
-
Cambridge Nursery School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bedford Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Christ Church Church of England Controlled Primary School
0.5 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Linacre House Stanley Road
-
£77k
-
Linacre House Stanley Road
-
£78k
-
Linacre House Stanley Road
-
£89k
-
Linacre House Stanley Road
-
£76k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN