Flat 8, Linacre House, Stanley Road, Bootle, L20 3AQ

UPRN:41238843Flat/Maisonette1 bedsBuilt 2023

LeaseholdCouncil Tax: Band AEPC: C (70)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Valuation estimateUpdated 2 days ago

£77,000

Estimated value

Range: £73k - £80k|Last sold: £76k (2023-09-12)

Estimate of £77k for this flat/maisonette. 321 sales in L20 in the last 12 months; median £120k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£77k

£73k - £80k - High confidence

Annualised (CAGR)

-2.07%

Over the full window

Peak estimate

£84k

Jul 2024

From peak

-8.33%

Drawdown from peak

AVM estimate (model)Repeat-sales index - L20 district (quarterly)index YoY +2.08%

Growth by window

+1.32%

+2.67%

12m

+0.00%

24m

-3.75%

60m

Rental Market

Monthly

Estimated rent (pcm)

£450

/ month

Gross yield

9.00%

Rent ÷ asking price

Net yield

6.23%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£120k

L20 sales, last 12 months

12m Price Growth

-1.3%

L20 median, Land Registry

Days on Market

79d

L20 average

Sales & Yield

3 metrics

Transactions / 12m

321

L20 sales

Area Gross Yield

9.25%

L20 medians

Last Sold

£76k

2023-09-12

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£60,000
SDLT standard£0
SDLT BTL surcharge (5%)£3,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£65,100

Funding

Deposit (25%)£15,000
Mortgage (75% LTV)£45,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£20,100

Monthly Returns

Monthly Rent (estimate)£450
Mortgage Payment (IO)-£197
Management (10%)-£45
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£108

Capital Returns

5yr Property Value£79,991
5yr Capital Gain (5.92% pa, historical)+£19,991
5yr Cumulative Rent (net, before lease costs)+£19,282
Less mortgage interest-£11,820
5yr Total Return (before lease costs)+£27,453

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£63,552	£18,552	+£1,296	+£4,848	24.1%
Year 2	£67,314	£22,314	+£2,688	+£10,002	49.8%
Year 3	£71,299	£26,299	+£4,178	+£15,477	77.0%
Year 4	£75,520	£30,520	+£5,769	+£21,289	105.9%
Year 5	£79,991	£34,991	+£7,462	+£27,453	136.6%

Modelled on the live asking price. Capital growth 5.92% a year is the L20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£20,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,596

Population

Signal

9.7%

Households Deprived

Upside Opportunities

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