443 SPRING BANK WEST
Recent sale
£129k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
417A Spring Bank West, Kingston upon Hull, HU3 1LD
UPRN:10070553916Flat/Maisonette2 bedsBuilt 2007 onwards
Tenure: -Council Tax: Band AEPC: C (69)
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:38:30.087490+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£83,000
Estimated value
Range: £66k - £99k|Last sold: -- (-)
Estimate of £83k for this flat/maisonette. 255 sales in HU3 in the last 12 months; median £108k.
Estimate confidence
Low confidence
Value History
Current estimate
£83k
£66k - £99k - Low confidence
Annualised (CAGR)
+2.28%
Over the full window
Peak estimate
£84k
Aug 2025
From peak
-1.19%
Drawdown from peak
AVM estimate (model)Repeat-sales index - HU3 district (quarterly)index YoY +8.89%
Growth by window
3m
+3.75%
6m
+5.06%
12m
+2.47%
24m
+7.79%
60m
-
Rental Market
Estimated rent (pcm)
£450
/ month
Gross yield
3.18%
Rent ÷ asking price
Net yield
2.20%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£108k
HU3 sales, last 12 months
12m Price Growth
+4.5%
HU3 median, Land Registry
Days on Market
95d
HU3 average
Sales & Yield
3 metricsTransactions / 12m
255
HU3 sales
Area Gross Yield
5.95%
HU3 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£170,000
- SDLT standard£900
- SDLT BTL surcharge (5%)£8,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£181,500
Funding
- Deposit (25%)£42,500
- Mortgage (75% LTV)£127,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£54,000
Monthly Returns
- Monthly Rent (estimate)£450
- Mortgage Payment (IO)-£558
- Management (10%)-£45
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)-£253
Capital Returns
- 5yr Property Value£203,963
- 5yr Capital Gain (3.71% pa, historical)+£33,963
- 5yr Cumulative Rent (net, before lease costs)+£19,282
- Less mortgage interest-£33,480
- 5yr Total Return (before lease costs)+£19,765
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £176,307 | £48,807 | -£3,036 | +£3,271 | 6.1% |
| Year 2 | £182,848 | £55,348 | -£5,976 | +£6,872 | 12.7% |
| Year 3 | £189,632 | £62,132 | -£8,818 | +£10,814 | 20.0% |
| Year 4 | £196,667 | £69,167 | -£11,559 | +£15,108 | 28.0% |
| Year 5 | £203,963 | £76,463 | -£14,198 | +£19,765 | 36.6% |
Modelled on the live asking price. Capital growth 3.71% a year is the HU3 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£54,000).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
401 SPRING BANK WEST
Recent sale
£90k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
407 SPRING BANK WEST
Recent sale
£116k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
377 SPRING BANK WEST
Recent sale
£170k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,309
Median earnings (local authority)
Signal
1,633
Population
Signal
3.1%
Households Deprived