42 Spey House, Criterion Street, Stockport, SK5 6TD
UPRN:100012479797Flat/Maisonette bedsBuilt 1991-1995
-Council Tax: -EPC: C (75)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:53:36.344589+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 10 days ago
£104,000
Estimated value
Range: £83k - £125k|Last sold: -- (-)
Estimate of £104k for flat/maisonettes in Stockport. 315 transactions in the last 12 months; median £220k.
AI Confidence
-
Low confidence
Value History
Current estimate
£104k
£83k - £125k - Low confidence
Annualised (CAGR)
+5.22%
Over the full window
Peak estimate
£214k
Jun 2025
From peak
-51.40%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SK5 district (quarterly)index YoY +9.04%
Growth by window
3m
+2.97%
6m
+1.96%
12m
+1.96%
24m
-50.24%
60m
+22.35%
Rental Market
Estimated rent (pcm)
£650
/ month
Gross yield
5.45%
Net yield
4.94%
Vacancy trend
12-month change
Tenant profile
Market Metrics
--/
Avg Area Price
£220k
--bed Flat/Maisonette
12m Price Growth
-
vs UK avg
Days on Market
33d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£104,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,200
- Legal + Survey£15,000
- Refurb (light)£7,280
- Total All-In Cost£131,480
Funding
- Deposit (25%)£26,000
- Mortgage (75% LTV)£78,000
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£53,480
Monthly Returns
- Monthly Rent (est)£650
- Mortgage Payment (IO)-£341
- Management (10%)-£65
- Insurance-£85
- Maintenance-£43
- Monthly Cashflow+£116
Capital Returns
- 5yr Property Value£134,576
- 5yr Capital Gain (5.29% pa)+£30,576
- 5yr Cumulative Rent (net)+£27,420
- Less mortgage interest-£20,460
- 5yr Total Return+£37,536
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £109,502 | £31,502 | +£1,392 | +£6,894 | 12.9% |
| Year 2 | £115,294 | £37,294 | +£2,784 | +£14,078 | 26.3% |
| Year 3 | £121,393 | £43,393 | +£4,176 | +£21,569 | 40.3% |
| Year 4 | £127,815 | £49,815 | +£5,568 | +£29,383 | 54.9% |
| Year 5 | £134,576 | £56,576 | +£6,960 | +£37,536 | 70.2% |
Assumes 5.29% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£53,480).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Area Economic Intelligence
Signal
£28,296
Median Income
Signal
1,423
Population
Signal
5.8 / 100
Deprivation