21 Holm Lane, Prenton, CH43 2HN

UPRN:42056774Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: -EPC: C (73)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 1mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 2mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£309,000

£294k - £324kHigh

Estimate

£309k

Range

£294k – £324k

Rent Estimate (pcm)

£1,550

£1k - £2kMedium

Monthly

£1,550

Yield

5.50%

AI Verdict

Derived from HomePortfolio scores

AI summary

21 Holm Lane earns a BUY rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

79/ 100

High

Investment Score

65/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£310,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £99,800
Net cash flow: £27/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£309,000

Rent Estimate (pcm)£1,550

Gross Yield5.50%

1y Growth-

3y Growth+5.0%

5y Growth+3.8%

10y Growth+3.9%

Last Sold Price£159,000 (2015-04-27)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CH43 2HN

Approval Rate

-12mo

Development

low

LDP/26/00930
INSTALLATION OF OPEN AIR SWIMMING POOL AND PUMP HOUSE
Pending
APPH/26/00848
Demolition of Existing Conservatory. New Single Storey Side Extension.
Pending
LDP/26/00802
Hip to gable conversion of loft to a habitable space with 2 front facing rooflights.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-04-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£28,840

Population Density3,577 /km²

Owner Occupied87%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Townfield Primary School
0.3 mi
Good
Oxton St Saviour's CofE Primary School
0.5 mi
-
St Michael and All Angels Catholic Primary School
0.6 mi
Report card2025
Ofsted no longer awards a single overall grade.
Prenton Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

17 Holm Lane
-
£134k
-
21 Holm Lane
-
£159k
-
11 Holm Lane
-
£157k
-
9 Holm Lane
-
£142k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN