43 Newton Road, Isleworth, TW7 6QD
Estimate of £772k for this mid terrace house. 268 sales in TW7 in the last 12 months; median £480k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£775,000
- SDLT standard£28,750
- SDLT BTL surcharge (5%)£38,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£844,600
Funding
- Deposit (25%)£193,750
- Mortgage (75% LTV)£581,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£263,350
Monthly Returns
- Monthly Rent (estimate)£3,500
- Mortgage Payment (IO)-£2,543
- Management (10%)-£350
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£507
Capital Returns
- 5yr Property Value£775,000
- 5yr Capital Gain (0.00% pa, historical)+£0
- 5yr Cumulative Rent (net)+£190,718
- Less mortgage interest-£152,580
- 5yr Total Return+£38,138
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £775,000 | £193,750 | +£6,084 | +£6,084 | 2.3% |
| Year 2 | £775,000 | £193,750 | +£12,924 | +£12,924 | 4.9% |
| Year 3 | £775,000 | £193,750 | +£20,537 | +£20,537 | 7.8% |
| Year 4 | £775,000 | £193,750 | +£28,940 | +£28,940 | 11.0% |
| Year 5 | £775,000 | £193,750 | +£38,138 | +£38,138 | 14.5% |
Modelled on the live asking price. Capital growth 0.00% a year is the TW7 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£263,350).
Price Forecast
No forecast available.